981 Gorham Ct, Midlothian, VA 23114 Property Records

Chesterfield County property record for 981 Gorham Ct, Midlothian, VA 23114

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,604 sqft · built 2006
Lot Size	0.133 acres (5,793 sqft)
Owner	2 Individual Names on File
Last Sale	$338,935 (Aug 2006)
Tax Bill	$4,021 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`726-70-03-12-000-000`

Property Details

APN / Parcel Number

Primary APN	`726-70-03-12-000-000`
Alternative APN	`322812001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,604 sqft Finished Area
1st Floor Area	12 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,793 sqft (0.133 acres)
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	59 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	322812001
Street Address	981 GORHAM CT
City	MIDLOTHIAN
State	VA
Zip	23114-4648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	HAWTHORNE VILLAGE SEC A 036
Legal Subdivision	HAWTHORNE VILLAGE-CHARTER COLO
Legal Lot Number	36
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2013
Census Tract	100928

Owner

Source: Chesterfield County records · APN 726-70-03-12-000-000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	981 GORHAM CT, MIDLOTHIAN, VA 23114-4648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2006 · Amount on Record
Deed Sale	Aug 30, 2006 · Amount on Record
Deed Book / Page	7329 / 331
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	981 GORHAM CT, MIDLOTHIAN, VA 23114-4648
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014186-596
Date	Jan 27, 2023
Book Page	14186/596
Instrument	2023002277

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Jan 13, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,021.00 (+15.18%)	$449,000 (+8.69%) Land $83,000 Building $366,000	$449,000 (+8.69%) Land $83,000 Building $366,000
2025		$413,100 (+8.45%) Land $73,000 Building $340,100	$413,100 (+8.45%) Land $73,000 Building $340,100
2023	$3,491.00	$380,900 Land $71,000 Building $309,900	$380,900 Land $71,000 Building $309,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Based on FCC filings for 306 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.