981 Gilbert Rd, Effort, PA 18330 Property Records

Monroe County property record for 981 Gilbert Rd, Effort, PA 18330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,524 sqft · built 1985
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Oct 2017)
Tax Bill	$1,608 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`02.12.1.13`

Property Details

APN / Parcel Number

Primary APN	`02.12.1.13`
Alternative APN	`02623802990095`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	1,524 sqft
Flooring	Carpet

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	41,382 sqft (0.95 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	02623802990095
Street Address	981 GILBERT RD
City	EFFORT
State	PA
Zip	18330-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VC
Legal Block	99
Jurisdiction	MONROE PA
Township / Civil Division	CHESTNUTHILL
Census Block Group	1
Census Block	1029
Census Tract	301204

Owner

Source: Monroe County assessment roll, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	981 GILBERT RD, EFFORT, PA 18330-7700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage ESSA BK&TR
Oct 13, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2017 · Amount on Record
Deed Sale	Oct 13, 2017 · Amount on Record
Prior Sale	Apr 3, 2006 · Amount on Record
Deed Document Number	201725973
Prior Transfer Date	Apr 16, 2010
Prior Transfer Doc	0000011809
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE PA
Property Address	981 GILBERT RD, EFFORT, PA 18330-7700
Document Number	0000000266
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	981 GILBERT RD EFFORT PA 183307700, EFFORT, PA 18330-7700

Mortgage

Document Number	0000000266
Date	Jan 3, 2020
Book Page	002542/002446
Instrument	266

Lender

Name	ESSA BK&TR
Type	Bank
Address	STROUDSBURG, PA 18360-0160

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 2, 2030

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE PA
Recording Date	Oct 13, 2017
Property Address	981 GILBERT RD, EFFORT, PA 18330-7700
Document Number	0000025973
Book / Page	002499 / 007209
Instrument Date	Oct 4, 2017
Instrument	25973
Transaction Type	Transfer
Record Updated	Nov 3, 2017

Transaction

Amount	Amount Recorded
Tax	$1,750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	981 GILBERT RD EFFORT PA 18330, EFFORT, PA 18330

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Monroe County
County Subdivision	Chestnuthill Township
Unified School District	Pleasant Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,608.00 (+22.56%)	$197,670 (-) Land $29,400 Building $168,270
2024	$1,312.00 (+15.09%)	$197,670 (-) Land $29,400 Building $168,270
2023	$1,140.00	$197,670 Land $29,400 Building $168,270
2019			$197,670 Land $29,400 Building $168,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pencor Services Cable · Fiber in parts of the area	2,000 / 40
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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