981 Gate Ln, Pilot Hill, CA 95664 Property Records

El Dorado County property record for 981 Gate Ln, Pilot Hill, CA 95664 · Last verified October 2025

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,571 sqft · built 1982
Lot Size	6.23 acres (271,378 sqft)
Owner	Company Name on File
Last Sale	$405,000 (Feb 2018)
Tax Bill	$5,049 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`104-370-003-000`

Property Details

APN / Parcel Number

Primary APN	`104-370-003-000`
Alternative APN	`1043700310`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,571 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Construction Type	Wood
Lot Area	271,378 sqft (6.23 acres)
View / Lot	Good
Parking Spaces	2 Parking Spaces
Patio Area	1,571 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	1043700310
Street Address	981 GATE LN
City	PILOT HILL
State	CA
Zip	95664-9616
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PM 18/114/3
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	2
Census Block	2020
Census Tract	30601

Owner

Source: El Dorado County records · APN 104-370-003-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	981 GATE LN, PILOT HILL, CA 95664-9616
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Feb 28, 2018 · Amount on Record
Deed Sale	Feb 28, 2018 · Amount on Record
Prior Sale	Feb 28, 2018 · Amount on Record
Deed Document Number	0000007390
Last Transfer Date	Jul 25, 2025
Transfer Doc	0000021112
Record Updated	Jun 07, 2026

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Feb 28, 2018
Property Address	981 GATE LN, PILOT HILL, CA 95664-9616
Document Number	0000007390
Instrument Date	Feb 22, 2018
Instrument	7390
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	981 GATE LN PILOT HILL CA 956649616, PILOT HILL, CA 95664-9616

Mortgage

Document Number	7391
Date	Feb 28, 2018
Instrument	7391

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,049.00 (+7.72%)	$460,815 (+4.04%) Land $153,604 Building $307,211
2023	$4,687.00 (+1.52%)	$442,924 Land $147,641 Building $295,283
2022	$4,617.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Very High above 95% of the US · above 81% of California
Wildfire Likelihood	About 1 in 75 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cal.net	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	25 / 3

May also be available at this address: Zeta Broadband, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.