981 Fox Bend Way, Prosper, TX 75078 Property Records

Collin County property record for 981 Fox Bend Way, Prosper, TX 75078

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,469 sqft · built 2012
Owner2 Trust Names on File
Tax Bill$13,818 (2024)
Deeds & MortgagesApr 2025 Mortgage
Sep 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNR-9351-00F-0120-1

Property Details

APN / Parcel Number

Primary APNR-9351-00F-0120-1
Alternative APN
  • 2628563

Interior

Bedrooms4 Beds
Full Baths5 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area3,469 sqft Living Area
Gross Area4,185 sqft
1st Floor Area3,469 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Garage TypeAttached
Garage Area716 sqft
Parking Spaces3 Parking Spaces
Pool Area468 sqft
PorchCovered Porch
Porch Area262 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2628563
Street Address981 FOX BEND WAY
CityPROSPER
StateTX
Zip75078-7023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEER RUN ADDITION (CPR), BLK F, LOT 12
Legal SubdivisionDEER RUN ADDITION (CPR)
Legal BlockF
Legal Lot Number12
JurisdictionCOLLIN TX
Township / Civil DivisionCELINA
Census Block Group4
Census Block4003
Census Tract30303

Owner

981 Fox Bend Way is owner-occupied and held in a trust since April 2025.

Source: Collin County records, as of October 23, 2025

Owner of Record2 Trust Names on File
Co-ownerCo-owner on File
Mailing Address981 FOX BEND WAY, PROSPER, TX 75078-7023
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2025Vendor's Lien, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Sep 19, 2022Deed of Trust, Mortgage · Line of Credit
TEXANS CU
Nov 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
RLM MORTGAGE
Jul 22, 2020Warranty Deed, Transfer
CAPROCK HM LNS

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleApr 25, 2025
Deed SaleApr 25, 2025
Prior SaleJul 22, 2020
Deed Document Number2025000050335
Record UpdatedJun 8, 2026

April 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOLLIN TX
Recording DateApr 25, 2025
Property Address981 FOX BEND WAY, PROSPER, TX 75078-7023
Document Number2025000050335
Map ReferenceVOL 2007 PG 215
Instrument DateApr 23, 2025
Instrument2025000050335
Transaction TypeTransfer
Record UpdatedOct 24, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address981 FOX BEND WAY, PROSPER, TX 75078-7023

Mortgage

Document Number2025000050336
DateApr 25, 2025
Instrument2025000050336
Lender
NameWELLS FARGO BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2055

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address981 FOX BEND WAY, PROSPER, TX 75078-7023
Transaction TypeMortgage
Record UpdatedOct 5, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000141202
DateSep 19, 2022
Instrument20220919000141202
Lender
NameTEXANS CU
TypeCredit Union
AddressRICHARDSON, TX 75085
Agreement
TypeLine of Credit
AmountAmount on Record
Term239 Months
DueAug 15, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address981 FOX BEND WAY, PROSPER, TX 75078-7023
Transaction TypeMortgage
Record UpdatedNov 30, 2021
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002294550
DateNov 9, 2021
Instrument20211109002294550
Lender
NameRLM MORTGAGE
TypeNon-Lending Institution
AddressPROSPER, TX 75078
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIN TX
Recording DateJul 22, 2020
Property Address981 FOX BEND WAY, PROSPER, TX 75078-7023
Document Number0001141200
Instrument DateJul 17, 2020
Instrument1141200
Transaction TypeTransfer
Record UpdatedAug 13, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address981 FOX BEND WAY PROSPER TX 750787023, PROSPER, TX 75078-7023

Mortgage

Document Number1141210
DateJul 22, 2020
Instrument1141210
Lender
NameCAPROCK HM LNS
AddressPROSPER, TX 75078
Agreement
AmountAmount on Record
Term360 Months
DueJul 21, 2050

Mortgage

Document Number1141220,
DateJul 22, 2020
Instrument1141220
Lender
NameCERTIFIED FNDG
TypeFunding / Finance Company
AddressDALLAS, TX 75252
Agreement
AmountAmount on Record
Term180 Months
DueJul 21, 2035

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityProsper Town
Unified School DistrictProsper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,006,185 Land $275,000 Building $731,185$1,006,185 Land $275,000 Building $731,185
2024$13,818.00
2023$890,685 Land $230,000 Building $660,685$890,685 Land $230,000 Building $660,685
2022$13,548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 981 Fox Bend Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 981 Fox Bend Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PROSPER
serves 42,598 people · EPA ID TX0430009
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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