Orange County property record for 981 Flower Fields Ln, Orlando, FL 32824
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,822 sqft · built 2007 |
| Lot Size | 0.149 acres (6,494 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Aug 2018) |
| Tax Bill | $4,839 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-24-29-7559-00-540 |
| Primary APN | 26-24-29-7559-00-540 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,822 sqft Living Area |
| Gross Area | 3,509 sqft |
| 1st Floor Area | 1,720 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,494 sqft (0.149 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 981 FLOWER FIELDS LN |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32824-6157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | ROSEWOOD UNIT 1 66/5 LOT 54 |
| Legal Range | 29E |
| Legal Township | 24S |
| Legal Section | 26 |
| Legal Subdivision | ROSEWOOD UT 1 |
| Legal Tract | 7559 |
| Legal Lot Number | 54 |
| Legal Unit | 1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 16813 |
981 Flower Fields Ln is owned and occupied by an individual who bought it in August 2018.
Source: Orange County records, as of April 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 981 FLOWER FIELDS LN, ORLANDO, FL 32824-6157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 27, 2018 | Warranty Deed, Transfer · FHA Mortgage 1ST FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2018 · Amount on File |
| Deed Sale | Aug 27, 2018 · Amount on File |
| Prior Sale | Jun 14, 2007 · Amount on File |
| Deed Document Number | 2018510070 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 981 FLOWER FIELDS LN, ORLANDO, FL 32824-6157 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 981 FLOWER FIELDS LN, ORLANDO, FL 32824-6157 |
| Investor | Possibly a Property Investor |
| Document Number | 0000211817 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 20220211817 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 27, 2018 |
| Property Address | 981 FLOWER FIELDS LN, ORLANDO, FL 32824-6157 |
| Document Number | 0000510070 |
| Map Reference | MB 66 PG 5-10 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 20180510070 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIRST CLASS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4300 OGLETHORPE ST, 4300, HYATTSVILLE, MD 20781-1543 |
| Name | Verified Name |
|---|---|
| Address | 14300 FIELDSTONE LAKE WAY, ORLANDO, FL 32824-4612 |
| Document Number | 0000510073 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 20180510073 |
| Name | 1ST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 981 Flower Fields Ln was $4,839, up 5.1% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $303,624 (+2.7%) | $478,830 (-1.3%) Land $85,000 Building $393,830 | |
| 2025 | $4,839.00 (+5.1%) Homeowner's exemption | $295,642 | $485,140 Land $85,000 Building $400,140 |
| 2024 | $4,604.00 (+7.77%) | ||
| 2023 | $4,272.00 (+4.35%) Homeowner's exemption | $278,942 (+3%) | $353,949 (+15.05%) Land $65,000 Building $288,949 |
| 2022 | $4,094.00 Homeowner's exemption | $270,817 | $307,660 Land $65,000 Building $242,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 981 Flower Fields Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 981 Flower Fields Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Summit Broadband, Xfinity.
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