981 E Hilltop Ave, Flagstaff, AZ 86001 Property Records

Coconino County property record for 981 E Hilltop Ave, Flagstaff, AZ 86001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,665 sqft · built 1979
Lot Size	0.19 acres (8,290 sqft)
Owner	Individual Name on Record
Last Sale	$670,000 (Jul 2025)
Tax Bill	$2,824 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101-30-032A`

Property Details

APN / Parcel Number

Primary APN	`101-30-032A`
Alternative APN	`R0041239`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,665 sqft Living Area
1st Floor Area	1,665 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Frame Wood
Roof Material	Asphalt
Lot Area	8,290 sqft (0.19 acres)
Garage Type	Attached
Garage Area	471 sqft
Porch	Slab
Deck Area	Deck Area
Patio Area	236 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0041239
Street Address	981 E HILLTOP AVE
City	FLAGSTAFF
State	AZ
Zip	86001-4740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: PINECREST TERRACE UNIT 04 LOT: 30 & E 7.25 OF LOT 31 SIXTEENTH: SW QUARTER: SE SECTION: 15 TOWNSHIP: 21N RANGE: 07E
Legal Subdivision	PINECREST TERRACE UNIT 04
Legal Lot Number	30
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1000
Census Tract	1201

Owner

Source: Coconino County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5900 N GAY AVE, PORTLAND, OR 97217-4367
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Jul 14, 1994 · Amount on Record
Deed Document Number	20254021864
Prior Transfer Date	Jul 5, 1994
Prior Transfer Doc	0000022669
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Jul 31, 2025
Property Address	981 E HILLTOP AVE, FLAGSTAFF, AZ 86001-4740
Document Number	0004021864
Map Reference	CASE 2 MAP 207
Instrument Date	Jun 24, 2025
Instrument	4021864
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4719 E ELENA AVE, MESA, AZ 85206-2707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5900 N GAY AVE, PORTLAND, OR 97217-4367

Mortgage

Document Number	0004021865
Date	Jul 31, 2025
Instrument	4021865

Lender

Name	ONEAZ CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Aug 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.2%

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,968 (+0.71%) Land $13,947 Building $46,021
2025	$2,824.00 (+3.07%)	$59,544 (-2.32%)	$595,436 (-) Land $139,466 Building $455,970
2024	$2,740.00 (+28.76%)	$60,960 Land $13,947 Building $47,013	$595,436 (-2.32%) Land $139,466 Building $455,970
2023	$2,128.00 Homeowner's exemption		$609,599 Land $139,466 Building $470,133

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Bluespan Wireless.

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