Franklin County property record for 981 E Gulf Beach Dr, Eastpoint, FL 32328
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 756 sqft · built 1965 |
| Lot Size | 0.344 acres (15,010 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,485 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 29-09S-06W-7312-000N-0110 |
| Primary APN | 29-09S-06W-7312-000N-0110 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 756 sqft Heated Area |
| Gross Area | 1,684 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 15,010 sqft |
| Lot Width | 106 ft Width |
| Garage Area | 720 sqft |
| Driveway | Driveway |
| Driveway Area | 780 sqft |
| Porch | Open Porch |
| Porch Area | 208 sqft |
| Cooling System | None |
|---|---|
| Heating System | Convection |
| Street Address | 981 E GULF BEACH DR |
|---|---|
| City | EASTPOINT |
| State | FL |
| Zip | 32328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 2 BL N LOT 11 OR 120/134 140/448 197/56 OR/228/295 582/518 582/560 OR/582/720 583/476 1163/34 |
| Legal Range | 06W |
| Legal Township | 09S |
| Legal Section | 29 |
| Legal Subdivision | ST GEORGE ISLAND GULF BCHS UN |
| Legal Block | N |
| Legal Lot Number | 11 |
| Legal Unit | 2 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | APALACHICOLA |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 970304 |
981 E Gulf Beach Dr is owned by two individuals who acquired it in February 2016.
Source: Franklin County records, as of January 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2595 ASHFORD CT, ORANGE PARK, FL 32073-4288 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 25, 2016 |
| Transfer Doc | 0019000878 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 981 E Gulf Beach Dr was $2,485, up 1.8% from the year before.
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,485.00 (+1.76%) | $303,894 (-3.35%) Land $240,000 Building $63,894 | $303,894 (-3.35%) Land $240,000 Building $63,894 |
| 2024 | $2,442.00 (+0.74%) | $314,413 (+0.62%) Land $250,000 Building $64,413 | $314,413 (+0.62%) Land $250,000 Building $64,413 |
| 2023 | $2,424.00 (+26.25%) | $312,476 (+53.91%) Land $250,000 Building $62,476 | $312,476 (+53.91%) Land $250,000 Building $62,476 |
| 2022 | $1,920.00 | $203,023 Land $145,000 Building $58,023 | $203,023 Land $145,000 Building $58,023 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 981 E Gulf Beach Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 997 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,020 units insured incl. 23 condo units |
| Nearby Flood Claims | 1,119 (1985–2024) |
| Claims Outside the SFHA | 1 of 1,119 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 981 E Gulf Beach Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATER MGMT SERVICES (ST. GEORGE ISLAND) private · serves 5,272 people · EPA ID FL1190789 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2024 Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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