981 E Broadway, Fulton, NY 13069 Property Records

Oswego County and Fulton City property record for 981 E Broadway, Fulton, NY 13069

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,603 sqft · built 1965
Lot Size	0.212 acres (9,240 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Aug 2016)
Tax Bill	$5,355 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`350400 236.66-01-08`

Property Details

APN / Parcel Number

Primary APN	`350400 236.66-01-08`
Alternative APNs	`040023606600010080000000` `2559`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,603 sqft Living Area
1st Floor Area	693 sqft
2nd Floor Area	910 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	9,240 sqft (0.212 acres)
Lot Dimensions	132 ft deep x 70 ft wide
Porch	Slab
Porch Area	438 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2559
Street Address	981 E BROADWAY
City	FULTON
State	NY
Zip	13069-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	M 4, PB 316 303-001-000
Legal Subdivision	16TH TOWNSHIP OF SCRIBAS PATENT
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	OSWEGO NY
Township / Civil Division	FULTON
Census Block Group	1
Census Block	1002
Census Tract	21102

Owner

Source: Oswego County and Fulton City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	981 E BROADWAY, FULTON, NY 13069-4801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit EMPOWER FCU
Jul 11, 2017	Grant Deed, Transfer · FHA Mortgage FIRST PRIORITY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2016 · Amount on Record
Deed Sale	Aug 17, 2016 · Amount on Record
Prior Sale	May 13, 2016 · Amount on Record
Deed Document Number	20167590
Prior Transfer Date	Aug 20, 2015
Prior Transfer Doc	0000004050
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	981 E BROADWAY, FULTON, NY 13069-4801
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 E BROADWAY, FULTON, NY 13069-4801

Mortgage

Document Number	0000000953
Date	Nov 27, 2023
Instrument	R-2023-010953

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 11, 2017
Property Address	981 E BROADWAY, FULTON, NY 13069-4801
Document Number	0000006410
Instrument Date	Jun 15, 2017
Instrument	6410
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 RIVERSCAPE DR FULTON NY 130695904, FULTON, NY 13069-5904

Mortgage

Document Number	6411
Date	Jul 11, 2017
Instrument	6411

Lender

Name	FIRST PRIORITY MTG
Type	Mortgage Company
Address	WILLIAMSVILLE, NY 14221

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Oswego County and Fulton City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Fulton City
Unified School District	Fulton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,355.00 (+5.16%)
2025	$5,092.00	$99,000 (-) Land $6,400 Building $92,600	$130,263 (+21.05%) Land $8,421 Building $121,842
2023		$99,000 (-) Land $6,400 Building $92,600	$107,609 (+8.7%) Land $6,957 Building $100,652
2022		$99,000 Land $6,400 Building $92,600	$99,000 Land $6,400 Building $92,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	12 (1978–2011)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON CITY serves 16,600 people · EPA ID NY3704355
Water Source	Purchased surface water from OCWA
Last State Inspection	Sep 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Broadway

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures