981 E Bay Rd, Two Harbors, MN 55616 Property Records

Lake County property record for 981 E Bay Rd, Two Harbors, MN 55616 · Last verified August 2026

Property Highlights

Property TypeResidential > Specialized > Seasonal, Cabin, Vacation
Lot Size213,444 sqft (4.9 acres)
Last Sale$61,000 (2020)
Tax Bill$634.00 (2025)

Owner

Source: Lake County records · APN 25-5211-11280

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2464 INDIAN WAY, SAINT PAUL, MN 55109-1614
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Deed, Transfer
Sep 16, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 16, 2020 · Amount on Record
Deed SaleSep 16, 2020 · Amount on Record
Deed Doc Number2020194976
Last Transfer DateJul 08, 2021
Transfer Doc0000197876
Record RefreshedSep 20, 2026

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionLAKE MN
Recording DateJul 12, 2021
Property Address981 E BAY RD, TWO HARBORS, MN 55616-4402
Document NumberA000197876
Instrument DateJul 08, 2021
InstrumentA000197876
Transaction TypeTransfer
Record UpdatedAug 07, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE MN
Recording DateSep 16, 2020
Property Address981 E BAY RD, TWO HARBORS, MN 55616-4402
Document NumberA000194976
Instrument DateSep 10, 2020
InstrumentA000194976
Transaction TypeTransfer
Record UpdatedAug 07, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2464 INDIAN WAY, SAINT PAUL, MN 55109-1614

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$128,900 (+41.18%) Land $122,600 Building $6,300$128,900 (+41.18%) Land $122,600 Building $6,300
2025$634.00
2023$91,300 Land $87,800 Building $3,500$91,300 Land $87,800 Building $3,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 7% of the US · above 21% of Minnesota
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN25-5211-11280

Interior

Utility Area160 sqft Utility Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Exterior MaterialMetal Exterior
Construction TypeSteel Frame Construction
Lot Area213,444 sqft (4.9 acres)
Deck Area176 sqft Deck

Location & Zoning

Street Address981 E BAY RD
CityTWO HARBORS
StateMN
Zip55616
Property UsageResidential Property Usage
TypeResidential > Specialized > Seasonal, Cabin, Vacation
Legal DescriptionTHAT PART OF GOVT LOT 3 DESC AS SUBDIVIDED
Legal Range11W
Legal Township52N
Legal Section11
JurisdictionLAKE MN
Minor Civil DivisionLAKE NO. 2
Census Blockgroup2
Census Block2024
Census Tract370102

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