981 Dennett Rd, Oakland, MD 21550 Property Records

Garrett County property record for 981 Dennett Rd, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,968 sqft · built 1950
Lot Size	0.81 acres (35,283 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Aug 2013)
Tax Bill	$4,398 (2026)
Deeds & Mortgages	May 2020 Transfer Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-007560`

Property Details

APN / Parcel Number

Primary APN	`16-007560`
Alternative APN	`007560`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,968 sqft Total Area
Basement Area	1,312 sqft
Finished Basement	1,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	35,283 sqft (0.81 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	007560
Street Address	981 DENNETT RD
City	OAKLAND
State	MD
Zip	21550-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	0.81 AC NW CORNER BROADFORD & DE MT LAKE PARK
Jurisdiction	GARRETT MD
Township / Civil Division	16, MOUNTAIN LAKE PARK
Census Block Group	3
Census Block	3020
Census Tract	700

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	981 DENNETT RD, OAKLAND, MD 21550-1401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Correction Deed, Transfer NOT AVAILABLE
Mar 25, 2020	Grant Deed, Transfer · Conventional with PMI MLEND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2013 · Amount on Record
Deed Sale	Aug 12, 2013 · Amount on Record
Prior Sale	Sep 3, 2008 · Amount on Record
Deed Book / Page	1757 / 446
Transfer Doc	0010620514
Record Updated	Oct 29, 2026

May 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	GARRETT MD
Recording Date	May 15, 2020
Property Address	981 DENNETT RD, OAKLAND, MD 21550-1401
Document Number	0022040302
Book / Page	002204 / 000302
Instrument Date	May 13, 2020
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 DENNETT RD OAKLAND MD 215501401, OAKLAND, MD 21550-1401

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Mar 25, 2020
Property Address	981 DENNETT RD, OAKLAND, MD 21550-1401
Document Number	0021950319
Book / Page	002195 / 000319
Instrument Date	Mar 18, 2020
Transaction Type	Transfer
Record Updated	May 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	981 DENNETT RD OAKLAND MD 215501401, OAKLAND, MD 21550-1401

Mortgage

Document Number	21950325
Date	Mar 25, 2020
Book Page	002195/000325

Lender

Name	MLEND
Address	MIDDLETOWN, MD 21769

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Mountain Lake Park Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,398.00 (+0.87%)	$296,633 (+2.53%)	$311,300 (+7.6%) Land $21,300 Building $290,000
2025	$4,360.00 (+9.47%)	$289,300 (+14.15%) Land $21,300 Building $268,000	$289,300 (-) Land $21,300 Building $268,000
2023	$3,983.00	$253,433	$289,300 Land $21,300 Building $268,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOUNTAIN LAKE PARK serves 3,000 people · EPA ID MD0110007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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