981 Della Dr, Lexington, KY 40504 Property Records

Lexington-Fayette Urban County property record for 981 Della Dr, Lexington, KY 40504

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,280 sqft · built 1956
Lot Size	0.241 acres (10,528 sqft)
Owner	Individual Name on Record
Last Sale	$121,500 (Mar 2010)
Tax Bill	$2,236 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit
APN	`21764100`

Property Details

APN / Parcel Number

Primary APN	`21764100`

Interior

Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 1956
Exterior Material	Brick
Lot Area	10,528 sqft (0.241 acres)
Lot Width	81 ft Width
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	981 DELLA DR
City	LEXINGTON
State	KY
Zip	40504-2264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	C-069 GARDENSIDE UNIT 5 LOT 24; BOOK: 2933 PAGE: 697
Legal Subdivision	GARDENSIDE
Legal Block	N
Legal Lot Number	24
Legal Unit	5
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	3
Census Block	3000
Census Tract	2600

Owner

Source: Lexington-Fayette Urban County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	981 DELLA DR, LEXINGTON, KY 40504-2264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2010 · Amount on Record
Deed Sale	Mar 22, 2010 · Amount on Record
Prior Sale	Mar 9, 2010 · Amount on Record
Deed Document Number	0002933697
Deed Book / Page	2933 / 697
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	981 DELLA DR, LEXINGTON, KY 40504-2264
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 DELLA DR, LEXINGTON, KY 40504-2264

Mortgage

Document Number	MB10654/109
Date	Jun 6, 2023
Book Page	MB 10654/109
Instrument	202306060113

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	May 17, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,236.00 (+15.26%)	$182,200 (+15.24%)	$182,200 (+15.24%)
2023	$1,940.00	$158,100	$158,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1989–2019)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20