981 Deer Spring Dr, Jacksonville, FL 32221 Property Records

Duval County property record for 981 Deer Spring Dr, Jacksonville, FL 32221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,460 sqft · built 2002
Lot Size	0.585 acres (25,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,000 (Apr 2010)
Tax Bill	$1,698 (2025)
Deeds & Mortgages	Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008891-5555`

Property Details

APN / Parcel Number

Primary APN	`008891-5555`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,460 sqft Living Area
Gross Area	2,075 sqft
1st Floor Area	1,460 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	25,492 sqft (0.585 acres)
Lot Dimensions	105 ft deep x 77 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	981 DEER SPRING DR
City	JACKSONVILLE
State	FL
Zip	32221-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	52-97 29-2S-25E .59 MEADOW POINTE UNIT ONE LOT 186
Legal Range	25E
Legal Township	02S
Legal Section	29
Legal Subdivision	MEADOW POINTE
Legal Lot Number	186
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1001
Census Tract	11904

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	981 DEER SPRING DR, JACKSONVILLE, FL 32221-2559
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2010 · Amount on Record
Deed Sale	Apr 19, 2010 · Amount on Record
Prior Sale	Sep 6, 2002 · Amount on Record
Deed Document Number	201086716
Deed Book / Page	15215 / 2481
Record Updated	Oct 29, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	981 DEER SPRING DR, JACKSONVILLE, FL 32221-2559
Document Number	0178360288
Book / Page	017836 / 000288
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	May 26, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	981 DEER SPRING DR JACKSONVILLE FL 322212559, JACKSONVILLE, FL 32221-2559

Mortgage

Document Number	0178360288
Date	Jan 6, 2017
Book Page	017836/000288
Instrument	4474

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 5, 2032

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,759 (+2.7%)	$215,121 (-4.1%) Land $57,500 Building $157,621
2025	$1,698.00 (+14.5%) Homeowner's exemption	$116,611 (+5.99%)	$224,317 (-0.78%) Land $57,500 Building $166,817
2024	$1,483.00 (+3.56%)
2023	$1,432.00 (+10.32%) Homeowner's exemption	$110,025 (+3%)	$226,074 (+17.86%) Land $57,500 Building $168,574
2022	$1,298.00 Homeowner's exemption	$106,821	$191,817 Land $45,000 Building $146,817

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	3 (2012–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250