Kane County property record for 981 Cypress Dr, Aurora, IL 60506
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,134 sqft · built 1965 |
| Lot Size | 0.002 acres (67 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $283,000 (May 2022) |
| Tax Bill | $6,370 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-18-278-012 |
| Primary APN | 15-18-278-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,134 sqft Living Area |
| Gross Area | 2,781 sqft |
| 1st Floor Area | 1,134 sqft |
| Basement Area | 1,134 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 67 sqft (0.002 acres) |
| Garage Type | Attached |
| Garage Area | 513 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 981 CYPRESS DR |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60506-1817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN TRAIL WEST UNIT 1 LOT 13 BLK 1 LOT DIMENSIONS: 99.99 X 139.28 X 107.84 X 135.87 APPROX LOT SQ FT 67 SUBDIVISION: INDIAN TRAIL WEST RANGE CODE: 001 |
| Legal Subdivision | INDIAN TRAIL WEST |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Legal Unit | 1-13 |
| Jurisdiction | KANE IL |
| Township / Civil Division | AURORA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 853005 |
981 Cypress Dr is owned and occupied by two individuals who bought it in May 2022.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 981 CYPRESS DR, AURORA, IL 60506-1817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2022 · Amount on File |
| Deed Sale | May 5, 2022 · Amount on File |
| Prior Sale | Nov 30, 2005 · Amount on File |
| Deed Document Number | 202224328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 5, 2022 |
| Property Address | 981 CYPRESS DR, AURORA, IL 60506-1817 |
| Document Number | 0000024328 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2022K024328 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $283.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 981 CYPRESS DR, AURORA, IL 60506-1817 |
| Document Number | 0000024329 |
|---|---|
| Date | May 5, 2022 |
| Instrument | 2022K024329 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
The 2025 property tax bill for 981 Cypress Dr was $6,370 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Aurora City |
| County | Kane County |
| County Subdivision | Aurora Township |
| Unified School District | Aurora West Unit School District 129 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,370.00 Homeowner's exemption | $93,774 (+9.39%) Land $17,406 Building $76,368 | $281,435 (+9.39%) Land $52,239 Building $229,196 |
| 2024 | $85,725 Land $15,912 Building $69,813 | $257,278 Land $47,755 Building $209,523 | |
| 2022 | $5,655.00 (+5.82%) Homeowner's exemption | $69,886 (+8.35%) Land $12,972 Building $56,914 | $209,658 (+8.35%) Land $38,916 Building $170,742 |
| 2021 | $5,344.00 Homeowner's exemption | $64,502 Land $12,077 Building $52,425 | $193,506 Land $36,231 Building $157,275 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 981 Cypress Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1981–2014) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 981 Cypress Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AURORA serves 183,000 people · EPA ID IL0894070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 26 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile, Watch TV.
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