981 Colson Way, Galt, CA 95632 Property Records

Sacramento County property record for 981 Colson Way, Galt, CA 95632 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,942 sqft · built 1991
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$445,000 (Jun 2020)
Tax Bill$5,715 (2025)
Deeds & MortgagesJun 2025 Line of Credit
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN150-0500-050-0000

Property Details

APN / Parcel Number

Primary APN150-0500-050-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,942 sqft Living Area
1st Floor Area1,942 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area9,583 sqft (0.22 acres)
Garage Area430 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address981 COLSON WAY
CityGALT
StateCA
Zip95632-3117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER OAKS 01B, LOT 217
Legal SubdivisionRIVER OAKS 01B
Legal Lot Number217
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group1
Census Block1010
Census Tract9410

Owner

Source: Sacramento County records · APN 150-0500-050-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address981 COLSON WAY, GALT, CA 95632-3117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2025Deed of Trust, Mortgage · Line of Credit
FARMERS & MERCHANTS BANK OF CENTRAL CA
Jun 19, 2020Grant Deed, Transfer · FHA Mortgage
PLAZA HM MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 19, 2020 · Amount on Record
Deed SaleJun 19, 2020 · Amount on Record
Prior SaleSep 16, 2010 · Amount on Record
Deed Book / Page20200619 / 1043
Prior Transfer DateOct 14, 2016
Prior Transfer Doc0000001540
Record UpdatedSep 20, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address981 COLSON WAY, GALT, CA 95632-3117
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address981 COLSON WAY, GALT, CA 95632-3117

Mortgage

Document Number0000000464
DateJun 10, 2025
Instrument202506100464
Lender
NameFARMERS & MERCHANTS BANK OF CENTRAL CA
TypeBank
AddressLODI, CA 95241
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJun 19, 2020
Property Address981 COLSON WAY, GALT, CA 95632-3117
Document Number2006191043
Instrument DateJun 16, 2020
Instrument2006191043
Transaction TypeTransfer
Record UpdatedJul 03, 2020
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$490.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address981 COLSON WAY GALT CA 956323117, GALT, CA 95632-3117

Mortgage

Document Number2006191044
DateJun 19, 2020
Instrument2006191044
Lender
NamePLAZA HM MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2050

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$496,400 (+2%) Land $100,394 Building $396,006
2025$5,715.00 (+4.38%)$486,668 (+4.04%) Land $98,426 Building $388,242
2024$5,475.00 (+1.67%)
2023$5,385.00 (+4.1%)$467,772 Land $94,605 Building $373,167
2022$5,173.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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