Fannin County property record for 981 Co Rd 1450, Bonham, TX 75418
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 7,428 sqft · built 2002 |
| Lot Size | 119 acres (5,215,439 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,615 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0398-004-0000-05 |
| Primary APN | 0398-004-0000-05 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 7,428 sqft Living Area |
| 1st Floor Area | 2,875 sqft |
| 2nd Floor Area | 1,280 sqft |
| Flooring | Carpet |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Wood Frame |
| Lot Area | 5,215,439 sqft (119 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Porch | Porch |
| Porch Area | 653 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 0398-004-0000-05 |
|---|---|
| Old Parcel Number | 75499 |
| Street Address | 981 COUNTY ROAD 1450 |
| City | BONHAM |
| State | TX |
| Zip | 75418-7875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A0398 W FOSTER, ACRES 119.73 |
| Legal Subdivision | W FOSTER |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | BONHAM |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 950402 |
981 Co Rd 1450, a rural home, is owned and occupied by an individual who acquired it in October 2019.
Source: Fannin County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 981 COUNTY ROAD 1450, BONHAM, TX 75418-7875 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2019 |
| Deed Sale | Oct 11, 2019 |
| Record Updated | Jun 8, 2026 |
Source: Fannin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fannin County |
| Unified School District | Bonham Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,499,208 | $1,500,370 Land $960,520 Building $539,850 | |
| 2024 | $5,615.00 | ||
| 2023 | $447,410 | $1,350,030 Land $898,140 Building $451,890 | |
| 2018 | $2,578.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 981 Co Rd 1450 in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2019) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Feb 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 981 Co Rd 1450 is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAVENNA NUNNELEE WSC serves 975 people · EPA ID TX0740036 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 300 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 50 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Peoples Communications, Sparklight.
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