Lake County property record for 981 Clinton St, Gary, IN 46406
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,672 sqft · built 1971 |
| Lot Size | 0.142 acres (6,229 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $824 (2024) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-45-0218-0034 |
| Primary APN | 001-25-45-0218-0034 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,672 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 6,229 sqft (0.142 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Heating System | Central |
|---|---|
| Sewer | Connected |
| Account Number | 001-25-45-0218-0034 |
|---|---|
| Old Parcel Number | 254502180034 |
| Street Address | 981 CLINTON ST |
| City | GARY |
| State | IN |
| Zip | 46406-2053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KINGS RESUB J. R. LANES ADD. ALL LOTS 33 & 34 BLOCK 3 * |
| Legal Subdivision | KINGS RESUB JR LANES ADD |
| Legal Block | 3 |
| Legal Lot Number | 33,34 34 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 10302 |
981 Clinton St is owned and occupied by an individual who acquired it in April 1999.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 981 CLINTON ST, GARY, IN 46406-2053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 1999 |
| Deed Sale | Apr 26, 1999 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 981 CLINTON ST, GARY, IN 46406-2053 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|
| Document Number | 0000000408 |
|---|---|
| Date | Jan 3, 2018 |
| Instrument | 2018 000408 |
| Name | CAPITAL ONE NA |
|---|---|
| Type | Bank |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81,000 Land $9,300 Building $71,700 | $81,000 Land $9,300 Building $71,700 | |
| 2024 | $824.00 | ||
| 2023 | $67,900 (+7.95%) Land $9,800 Building $58,100 | $67,900 (+7.95%) Land $9,800 Building $58,100 | |
| 2022 | $766.00 Homeowner's exemption | $62,900 Land $6,600 Building $56,300 | $62,900 Land $6,600 Building $56,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 981 Clinton St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 981 Clinton St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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