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981 Choctawhatchee River Rd, Ponce De Leon, FL 32455 Property Records

Walton County property record for 981 Choctawhatchee River Rd, Ponce De Leon, FL 32455

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,056 sqft · built 1978
Lot Size0.525 acres (22,869 sqft)
OwnerCompany Name on File
Last Sale$144,000 (Aug 2014)
Tax Bill$412 (2025)
Deeds & MortgagesFeb 2019 Sale
May 2019 Sale
Flood ZoneZone AE (high risk)
APN02-1S-17-07050-00B-0020

Property Details

APN / Parcel Number

Primary APN02-1S-17-07050-00B-0020
Alternative APNs
  • 02-117-07050-00B-0020
  • 1001863

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,056 sqft Living Area
Gross Area1,561 sqft
1st Floor Area1,056 sqft
FlooringCarpet
Interior WallsPlywood

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1988
Architectural StyleMobile Home
Exterior MaterialMetal
Roof TypeFlat
Roof MaterialMetal
Lot Area22,869 sqft (0.525 acres)
Lot Dimensions163 ft deep x 72 ft wide
Garage Area288 sqft

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area288 sqft
Patio Area217 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address981 CHOCTAWHATCHEE RIVER RD
CityPONCE DE LEON
StateFL
Zip32455-4532
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRVRCMP
Legal DescriptionLOTS 2 & 3 BLK B CHOCTAWHATCHEE RIVER ESTATES PB 5-23 OR 2238-238 OR 2956-3612 OR 3097-4993 OR 3104-4033
Legal Range017
Legal Township01S
Legal Section02
Legal SubdivisionCHOCTAWHATCHEE RIVER ESTATES
Legal BlockB
Legal Lot Number2,3
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group3
Census Block3015
Census Tract950501

Owner

981 Choctawhatchee River Rd, a mobile home, is owned by a company that acquired it in December 2018.

Source: Walton County records, as of April 14, 2026

Owner of RecordCompany Name on File
Mailing Address3717 MARINER DR, PANAMA CITY, FL 32408-7414
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2019Correction Deed, Transfer
MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC
May 8, 2019Correction Deed
MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2014 · Amount on File
Deed SaleAug 7, 2014 · Amount on File
Prior SaleJun 21, 2000 · Amount on File
Deed Document Number20141291028
Deed Book / Page2956 / 3612
Last Transfer DateDec 5, 2018
Transfer Doc0031044033
Record UpdatedOct 29, 2026

February 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionWALTON FL
Recording DateFeb 25, 2019
Property Address981 CHOCTAWHATCHEE RIVER RD, PONCE DE LEON, FL 32455-4532
Document Number0030974993
Book / Page003097 / 004993
Instrument DateFeb 21, 2019
Instrument5551
Transaction TypeTransfer
Record UpdatedMar 12, 2019
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3717 MARINER DR PANAMA CITY BEACH FL 324087414, PANAMA CITY BEACH, FL 32408-7414

May 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionWALTON FL
Recording DateMay 8, 2019
Property Address981 CHOCTAWHATCHEE RIVER RD, PONCE DE LEON, FL 32455-4532
Document Number0031044033
Book / Page003104 / 004033
Instrument DateDec 5, 2018
Instrument14613
Record UpdatedMay 23, 2019
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

AmountAmount on Record
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3717 MARINER DR PANAMA CITY BEACH FL 324087414, PANAMA CITY BEACH, FL 32408-7414

Tax Assessment & Valuation

The 2025 property tax bill for 981 Choctawhatchee River Rd was $412, up 2.2% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$412.00 (+2.23%)$47,799 Land $33,825 Building $13,974$47,799 Land $33,825 Building $13,974
2024$403.00 (+3.07%)
2023$391.00 (+34.83%)$47,799 (+88.85%) Land $33,825 Building $13,974$47,799 (+88.85%) Land $33,825 Building $13,974
2022$290.00$25,311 Land $12,951 Building $12,360$25,311 Land $12,951 Building $12,360

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 981 Choctawhatchee River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 981 Choctawhatchee River Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Verizon
Fixed Wireless		25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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