Linn County property record for 981 Cedar Crest Rd, Cedar Rapids, IA 52403
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,977 sqft · built 2003 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $344,000 (Sep 2019) |
| Tax Bill | $5,480 (2025) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage Sep 2019 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 18102-01004-00000 |
| Primary APN | 18102-01004-00000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,977 sqft Living Area |
| 1st Floor Area | 1,977 sqft |
| Basement Area | 1,977 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft |
| Lot Dimensions | 265 ft deep x 165 ft wide |
| Garage Type | Attached |
| Garage Area | 871 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Deck Area | 281 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 981 CEDAR CREST RD |
|---|---|
| City | CEDAR RAPIDS |
| State | IA |
| Zip | 52403-9043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | CEDAR CREST WOODS 3RD LOT 2 |
| Legal Range | 6W |
| Legal Township | 82N |
| Legal Section | 10 |
| Legal Subdivision | CEDAR CREST WOODS |
| Legal Lot Number | 2 |
| Jurisdiction | LINN IA |
| Township / Civil Division | BERTRAM |
| Census Block Group | 2 |
| Census Block | 2079 |
| Census Tract | 10500 |
981 Cedar Crest Rd is owned and occupied by two individuals who bought it in September 2019.
Source: Linn County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 981 CEDAR CREST RD, CEDAR RAPIDS, IA 52403-9043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Sep 6, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage COLLINS CMNTY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2019 · Amount on File |
| Deed Sale | Sep 20, 2019 · Amount on File |
| Prior Sale | Sep 2, 2009 · Amount on File |
| Deed Book / Page | 10456 / 177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINN IA |
| Recording Date | Sep 20, 2019 |
| Property Address | 981 CEDAR CREST RD, CEDAR RAPIDS, IA 52403-9043 |
| Document Number | 0104560177 |
| Book / Page | 010456 / 000177 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 981 CEDAR CREST RD CEDAR RAPIDS IA 524039043, CEDAR RAPIDS, IA 52403-9043 |
| Document Number | 104560179 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 010456/000179 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 19, 2034 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LINN IA |
| Recording Date | Sep 6, 2019 |
| Property Address | 981 CEDAR CREST RD, CEDAR RAPIDS, IA 52403-9043 |
| Document Number | 0104440094 |
| Book / Page | 010444 / 000094 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 981 CEDAR CREST RD CEDAR RAPIDS IA 524039043, CEDAR RAPIDS, IA 52403-9043 |
| Document Number | 104440094 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 010444/000094 |
| Name | COLLINS CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 5, 2020 |
The 2025 property tax bill for 981 Cedar Crest Rd was $5,480.
Source: Linn County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Linn County |
| Unified School District | Mount Vernon Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $432,500 (+0.14%) Land $65,000 Building $367,500 | $432,500 (+0.14%) Land $65,000 Building $367,500 | |
| 2025 | $5,480.00 | $431,900 Land $65,000 Building $366,900 | $431,900 Land $65,000 Building $366,900 |
| 2024 | $5,480.00 | ||
| 2023 | $405,400 Land $65,000 Building $340,400 | $405,400 Land $65,000 Building $340,400 | |
| 2022 | $5,202.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 981 Cedar Crest Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 9 (2008–2016) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 981 Cedar Crest Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures