Florence County property record for 981 Cedar Crest Ln, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,230 sqft · built 2022 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $377,900 (Jan 2023) |
| Tax Bill | $1,550 (2023) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00098-01-372 |
| Primary APN | 00098-01-372 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,230 sqft Living Area |
| 1st Floor Area | 1,394 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 484 sqft |
| Sewer | Municipal |
|---|
| Street Address | 981 CEDAR CREST LN |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-6995 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR CREST PH 1&2 L 91 |
| Legal Lot Number | 91 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 101 |
Source: Florence County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 981 CEDAR CREST LN, FLORENCE, SC 29501-6995 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Jan 24, 2023 | Warranty Deed, Subdivision Related Transfer · VA Mortgage PANORAMA MORTGAGE GROUP LLC |
| Jul 15, 2022 | Deed, Construction Loan |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2023 · Amount on Record |
| Deed Sale | Jan 24, 2023 · Amount on Record |
| Deed Document Number | 2023779 |
| Deed Book / Page | 1031 / 1754 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 981 CEDAR CREST LN, FLORENCE, SC 29501-6995 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 981 CEDAR CREST LN, FLORENCE, SC 29501-6995 |
| Document Number | DMA11811818 |
|---|---|
| Date | Oct 16, 2025 |
| Book Page | DMA1181/1818 |
| Instrument | 2025013724 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1100 VIRGINIA DR STE 125, FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jan 24, 2023 |
| Property Address | 981 CEDAR CREST LN, FLORENCE, SC 29501-6995 |
| Document Number | 0010311754 |
| Book / Page | 1031 / 1754 |
| Map Reference | MB 107 PG 1352 |
| Instrument Date | Jan 12, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 981 CEDAR CREST LN, FLORENCE, SC 29501-6995 |
| Document Number | 0010311759 |
|---|---|
| Date | Jan 24, 2023 |
| Instrument | 1031/1759 |
| Name | PANORAMA MORTGAGE GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jul 15, 2022 |
| Property Address | 981 CEDAR CREST LN, FLORENCE, SC 29501-6995 |
| Document Number | 0010021829 |
| Book / Page | 1002 / 1829 |
| Map Reference | MB 107 PG 1352 |
| Instrument Date | Jul 15, 2022 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 471 W PALMETTO ST, FLORENCE, SC 29501-4424 |
| Investor | Possibly a Property Investor |
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,167 (-99.89%) Land $2,000 Building $13,167 | $379,178 (-98.92%) Land $50,000 Building $329,178 | |
| 2023 | $1,550.00 | $14,039,921 Land $2,000,000 Building $12,039,921 | $35,099,804 (+9,188.12%) Land $5,000,000 Building $30,099,804 |
| $377,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 75% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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