Lancaster County property record for 981 Cardinal Rd, Lancaster, PA 17601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,722 sqft · built 1967 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $154,900 (Jul 2003) |
| Tax Bill | $3,725 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 290-78498-0-0000 |
| Primary APN | 290-78498-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,722 sqft Living Area |
| Gross Area | 2,268 sqft |
| 1st Floor Area | 1,134 sqft |
| Basement Area | 1,134 sqft |
| Finished Basement | 588 sqft |
| Unfinished Basement | 546 sqft |
| Game Room | Game Room |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Basement |
| Garage Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 981 CARDINAL RD |
|---|---|
| City | LANCASTER |
| State | PA |
| Zip | 17601-2027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | 981 CARDINAL RD |
| Legal Subdivision | AUDUBON HILLS |
| Legal Lot Number | 5B |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | EAST HEMPFIELD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 11704 |
Source: Lancaster County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 981 CARDINAL RD, LANCASTER, PA 17601-2027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Line of Credit PSECU |
| Aug 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2003 · Amount on Record |
| Deed Sale | Jul 17, 2003 · Amount on Record |
| Deed Document Number | 20035208800 |
| Prior Transfer Date | Feb 8, 1999 |
| Prior Transfer Doc | 0009011783 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Aug 19, 2026 |
| Property Address | 981 CARDINAL RD, LANCASTER, PA 17601-2027 |
| Document Number | 0000034377 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202634377 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 981 CARDINAL RD, LANCASTER, PA 17601-2027 |
| Document Number | 0000034377, |
|---|---|
| Date | Aug 19, 2026 |
| Instrument | 202634377 |
| Name | PSECU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 981 CARDINAL RD, LANCASTER, PA 17601-2027 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0006542165 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 6542165 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | East Hempfield Township |
| Unified School District | Hempfield School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,600 (-) Land $56,700 Building $110,900 | $167,600 (-) Land $56,700 Building $110,900 | |
| 2025 | $3,725.00 (+2.87%) | ||
| 2024 | $3,621.00 | $167,600 Land $56,700 Building $110,900 | |
| 2018 | $167,600 Land $56,700 Building $110,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST HEMPFIELD WATER AUTH serves 20,988 people · EPA ID PA7360063 |
|---|---|
| Water Source | Purchased surface water from CITY OF LANCASTER |
| Last State Inspection | Feb 2026 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | Nitrate resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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