981 Boulder Ave, Lathrop, CA 95330 Property Records

San Joaquin County property record for 981 Boulder Ave, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,763 sqft · built 2000
Lot Size0.273 acres (11,904 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (Jul 2019)
Tax Bill$7,898 (2026)
Deeds & MortgagesMay 2021 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN196-610-130-000

Property Details

APN / Parcel Number

Primary APN196-610-130-000
Alternative APN
  • 196-610-13

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,763 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleL-Shape
Construction TypeWood
Lot Area11,904 sqft (0.273 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number196-610-13
Street Address981 BOULDER AVE
CityLATHROP
StateCA
Zip95330-9190
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 27
Legal SubdivisionSTONEBRIDGE
Legal Block3
Legal Lot Number27
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group3
Census Block3000
Census Tract5127

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address981 BOULDER AVE, LATHROP, CA 95330-9190
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jul 24, 2019Grant Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2019 · Amount on Record
Deed SaleJul 24, 2019 · Amount on Record
Prior SaleMar 17, 2004 · Amount on Record
Deed Document Number201978462
Prior Transfer DateJan 16, 2013
Prior Transfer Doc0000010570
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address981 BOULDER AVE, LATHROP, CA 95330-9190
Transaction TypeMortgage
Record UpdatedMay 24, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address981 BOULDER AVE, LATHROP, CA 95330-9190

Mortgage

Document Number0000079199
DateMay 5, 2021
Instrument2021-079199
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJul 24, 2019
Property Address981 BOULDER AVE, LATHROP, CA 95330-9190
Document Number0000078462
Map ReferenceVOL 33 PG 91
Instrument DateJul 23, 2019
Instrument2019-078462
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address981 BOULDER AVE, LATHROP, CA 95330-9190

Mortgage

Document Number0000078463
DateJul 24, 2019
Instrument2019-078463
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,898.00 (+1.63%)
2025$7,771.00 (+6.07%)$524,946 (+4.04%) Land $98,426 Building $426,520
2023$7,326.00 (+2.16%)$504,563 Land $94,605 Building $409,958$628,470
2022$7,171.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: unWired Broadband, Verizon.

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