Erie County and Cheektowaga Town property record for 981 Beach Rd, Buffalo, NY 14225
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,856 sqft · built 1952 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $179,000 (May 2026) |
| Tax Bill | $6,274 (2026) |
| Deeds & Mortgages | May 2026 Foreclosure Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 143089 80.20-1-8 |
| Primary APN | 143089 80.20-1-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,856 sqft Total Area |
| 1st Floor Area | 928 sqft |
| 2nd Floor Area | 928 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 020 0682000 |
|---|---|
| Street Address | 981 BEACH RD |
| City | BUFFALO |
| State | NY |
| Zip | 14225-1201 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02R |
| Legal Description | MC 1652 1662 MC 1663 BL F SL 9 |
| Legal Subdivision | LONGMEADOW PART 3 |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10103 |
981 Beach Rd, a duplex, is owned by a company that bought it in May 2026.
Source: Erie County and Cheektowaga Town records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 390 ELMWOOD AVE, BUFFALO, NY 14222-2292 |
| Owner Type | Company |
| Vesting | Corporation |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2026 | Referee's Deed, Foreclosure |
| Jun 9, 2017 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on File |
| Deed Sale | May 21, 2026 · Amount on File |
| Prior Sale | Dec 23, 2008 · Amount on File |
| Deed Document Number | 20262026094595 |
| Deed Book / Page | 11461 / 2151 |
| Prior Transfer Date | Dec 22, 2008 |
| Prior Transfer Doc | 0111537314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Referee's Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | May 21, 2026 |
| Property Address | 981 BEACH RD, BUFFALO, NY 14225-1201 |
| Document Number | 0000094595 |
| Book / Page | 11461 / 2151 |
| Instrument Date | May 18, 2026 |
| Instrument | 202694595 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $72,316.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 390 ELMWOOD AVE, BUFFALO, NY 14222-2292 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 981 BEACH RD, BUFFALO, NY 14225-1201 |
| Document Number | 0138167579 |
| Book / Page | 013816 / 007579 |
| Instrument Date | Jun 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Name | Verified Name |
|---|---|
| Address | 981 BEACH RD CHEEKTOWAGA NY 142251201, CHEEKTOWAGA, NY 14225-1201 |
| Document Number | 0138167579 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 013816/007579 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 981 Beach Rd was $6,274, down 2.3% from the year before.
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | Cheektowaga-Maryvale Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,274.00 (-2.26%) | ||
| 2025 | $6,419.00 (-22.96%) | $184,000 (-) Land $12,000 Building $172,000 | $245,333 (+6.67%) Land $16,000 Building $229,333 |
| 2024 | $8,332.00 | $184,000 (-) Land $12,000 Building $172,000 | $230,000 (+13.75%) Land $15,000 Building $215,000 |
| 2023 | $184,000 Land $12,000 Building $172,000 | $202,198 Land $13,187 Building $189,011 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 981 Beach Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Aug 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 981 Beach Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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