981 Beach Dr, Lumberton, NC 28358 Property Records

Robeson County property record for 981 Beach Dr, Lumberton, NC 28358

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,309 sqft · built 2018
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$157,500 (May 2019)
Tax Bill	$1,531 (2026)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`290105026`

Property Details

APN / Parcel Number

Primary APN	`290105026`
Alternative APN	`1199400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,309 sqft Finished Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Traditional
Lot Area	17,860 sqft (0.41 acres)
Garage Area	464 sqft
Porch	Slab

Location & Zoning

Account Number	1199400
Street Address	981 BEACH DR
City	LUMBERTON
State	NC
Zip	28358-0502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	LT 42 AUTUMN CHASE
Legal Subdivision	AUTUMN CHASE SUBDIVISION
Legal Lot Number	42
Jurisdiction	ROBESON NC
Township / Civil Division	LUMBERTON
Census Block Group	4
Census Block	4006
Census Tract	961302

Owner

981 Beach Dr is owned and occupied by an individual who bought it in May 2019.

Source: Robeson County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	981 BEACH DR, LUMBERTON, NC 28358-0502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2019 · Amount on File
Deed Sale	May 10, 2019 · Amount on File
Deed Document Number	20193926
Deed Book / Page	2176 / 887
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROBESON NC
Recording Date	May 10, 2019
Property Address	981 BEACH DR, LUMBERTON, NC 28358-0502
Document Number	2176/887
Book / Page	2176 / 887
Map Reference	MB 38 PG 48
Instrument Date	May 10, 2019
Instrument	2019003926
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2709, PEMBROKE, NC 28372-2709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 BEACH DR, LUMBERTON, NC 28358-0502

Mortgage

Document Number	2019003927
Date	May 10, 2019
Instrument	2019003927

Lender

Name	LUMBEE TRIBE OF NORTH CAROLINA
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 981 Beach Dr was $1,531.

Source: Robeson County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Robeson County
Unified School District	Robeson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,531.00	$170,900 Land $14,900 Building $156,000	$170,900 Land $14,900 Building $156,000
2023	$1,140.00	$135,800 (-) Land $13,500 Building $122,300	$135,800 (-) Land $13,500 Building $122,300
2022	$1,140.00	$135,800 Land $13,500 Building $122,300	$135,800 Land $13,500 Building $122,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 981 Beach Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1989–2020)
Claims Outside the SFHA	9 of 13
Most Recent Claim	Nov 2020 · Tropical Storm Eta
Claims by Event	Tropical Storm Eta, Nov 2020 · 2 claims Hurricane Florence, Sep 2018 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 981 Beach Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROBESON COUNTY WATER SYSTEM serves 67,970 people · EPA ID NC0378055
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000