Ramsey County property record for 981 3rd St E, Saint Paul, MN 55106 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,087 sqft Living Area |
| Lot Size | 4,920 sqft (0.113 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $230,000 (2021) |
| Tax Bill | $5,274.00 (2025) |
| Primary APN | 33-29-22-24-0187 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,087 sqft Living Area |
| 1st Floor | 621 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 4,920 sqft (0.113 acres) |
| Depth X Width | 123 ft x 40 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 360 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 196113 |
|---|---|
| Street Address | 981 3RD ST E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55106-5203 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RICHARD MCCARRICKS SUB B88 LYM LOT 26 BLK 88 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 33 |
| Legal Subdivision | RICHARD MCCARRICKS SUB B88 LYM |
| Legal Block | 88 |
| Legal Lot Number | 26 |
| Jurisdiction | RAMSEY MN |
| Minor Civil Division | ST. PAUL |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 34500 |
Source: Ramsey County records · APN 33-29-22-24-0187
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 981 3RD ST E, SAINT PAUL, MN 55106-5203 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 03, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Jul 12, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage EVERETT FINANCIAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 12, 2021 · Amount on Record |
| Deed Sale | Jul 12, 2021 · Amount on Record |
| Prior Sale | Jul 05, 2016 · Amount on Record |
| Deed Doc Number | 20212705649 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 981 3RD ST E, SAINT PAUL, MN 55106-5203 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Title Company | NOT AVAILABLE, TITLES RAMSEY COUNTY |
| Name | Verified Name |
|---|---|
| Address | 981 3RD ST E, SAINT PAUL, MN 55106-5203 |
| Document Number | 0T02758698 |
|---|---|
| Date | Aug 03, 2023 |
| Instrument | T02758698 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | Jan 31, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jul 12, 2021 |
| Property Address | 981 3RD ST E, SAINT PAUL, MN 55106-5203 |
| Document Number | 0T02705649 |
| Instrument Date | Jun 22, 2021 |
| Instrument | T02705649 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2021 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $759.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 981 3RD ST E, SAINT PAUL, MN 55106-5203 |
| Document Number | 0T02705650 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | T02705650 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Number | 0T02705651 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | T02705651 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: Ramsey County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,200 (+3.26%) Land $22,300 Building $224,900 | $247,200 (+3.26%) Land $22,300 Building $224,900 | |
| 2025 | $5,274.00 (+1.03%) | ||
| 2023 | $5,220.00 Homeowner's exemption | $239,400 Land $11,600 Building $227,800 | $239,400 Land $11,600 Building $227,800 |
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