Westmoreland County property record for 981 1st St, Irwin, PA 15642
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.84 acres (80,179 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,100 (May 2021) |
| Tax Bill | $5,417 (2026) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Nov 2019 Line of Credit + 1 more |
| APN | 54-08-15-0-061 |
| Primary APN | 54-08-15-0-061 |
|---|---|
| Alternative APN |
|
| Lot Area | 80,179 sqft (1.84 acres) |
|---|
| Street Address | 981 1ST ST |
|---|---|
| City | IRWIN |
| State | PA |
| Zip | 15642-9781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE LOT D 1972/0069 |
| Legal Lot Number | D |
| Jurisdiction | WESTMORELAND PA |
| Township / Civil Division | NORTH HUNTINGDON |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 802900 |
981 1st St is owned and occupied by two individuals who bought it in May 2021.
Source: Westmoreland County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 981 1ST ST, IRWIN, PA 15642-9781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage WESTMORELAND FEDERAL SLA OF LATROBE |
| Nov 19, 2019 | Deed of Trust, Mortgage · Line of Credit S & T BANK |
| Nov 14, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on File |
| Deed Sale | May 28, 2021 · Amount on File |
| Deed Document Number | 202121738 |
| Prior Transfer Date | Oct 23, 2019 |
| Prior Transfer Doc | 0000035223 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | May 28, 2021 |
| Property Address | 981 1ST ST, IRWIN, PA 15642-9781 |
| Document Number | 0000021738 |
| Instrument Date | May 25, 2021 |
| Instrument | 202105280021738 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,002.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 981 1ST ST, NORTH HUNTINGDON, PA 15642-9781 |
| Document Number | 0000021739 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 202105280021739 |
| Name | WESTMORELAND FEDERAL SLA OF LATROBE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 981 1ST ST, NORTH HUNTINGDON, PA 15642-9781 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000035730 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 201911190035730 |
| Name | S & T BANK |
|---|---|
| Type | Bank |
| Address | IRWIN, PA 15642 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Nov 14, 2019 |
| Property Address | 981 1ST ST, NORTH HUNTINGDON, PA 15642-9781 |
| Document Number | 0000035223 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 35223 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 981 1ST ST NORTH HUNTINGDON PA 156429781, NORTH HUNTINGDON, PA 15642-9781 |
The 2026 property tax bill for 981 1st St was $5,417, up 2.6% from the year before.
Source: Westmoreland County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Westmoreland County |
| County Subdivision | North Huntingdon Township |
| Unified School District | Norwin School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,417.00 (+2.58%) | $38,740 Land $7,360 Building $31,380 | |
| 2025 | $5,281.00 (+8.35%) | $38,740 Land $7,360 Building $31,380 | |
| 2024 | $4,874.00 | $38,740 Land $7,360 Building $31,380 | |
| 1972 | $38,740 Land $7,360 Building $31,380 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 981 1st St; there have been 3 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 3 (1985–1996) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 981 1st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAWC SWEENEY PLANT serves 143,000 people · EPA ID PA5650032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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