Olmsted County property record for 981 1st Ave SE, Rochester, MN 55904
| Property Type | Other Improved |
|---|---|
| Details | 2 ba · 37,608 sqft · built 1900 |
| Lot Size | 1.03 acres (44,997 sqft) |
| Owner | Company Name on File |
| Tax Bill | $22,170 (2026) |
| Deeds & Mortgages | Mar 2021 Line of Credit Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 64.02.44.025711 |
| Primary APN | 64.02.44.025711 |
|---|
| Building Area | 37,608 sqft Total Area |
|---|---|
| 1st Floor Area | 20,694 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Mansard |
| Roof Material | Composition Shingle |
| Lot Area | 44,997 sqft (1.03 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Street Address | 981 1ST AVE SE |
|---|---|
| City | ROCHESTER |
| State | MN |
| Zip | 55904-6470 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | SECT-02 TWP-106 RANGE-014 CITY LANDS 106-14-02 BEG AT INTERSEC S LINE 9 12 ST SE AND W LINE 1ST AVE SE FOR PL OF BEG TH W93.6 |
| Legal Range | 14 |
| Legal Township | 106 |
| Legal Section | 02 |
| Legal Subdivision | CITY LANDS 106-14-02 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 300 |
981 1st Ave SE is owned by a company.
Source: Olmsted County records, as of August 18, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1003 1ST AVE SE, ROCHESTER, MN 55904-6411 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Line of Credit PINE ISLAND BANK |
| Mar 15, 2021 | Deed of Trust, Mortgage · Line of Credit PINE ISLAND BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 981 1ST AVE SE, ROCHESTER, MN 55904-6470 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00A1529042 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | A-1529042 |
| Name | PINE ISLAND BANK |
|---|---|
| Type | Bank |
| Address | PINE ISLAND, MN 55963 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 15, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 981 1ST AVE SE, ROCHESTER, MN 55904-6470 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00A1529040 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | A-1529040 |
| Name | PINE ISLAND BANK |
|---|---|
| Type | Bank |
| Address | PINE ISLAND, MN 55963 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 15, 2041 |
The 2026 property tax bill for 981 1st Ave SE was $22,170.
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| Municipality | Rochester City |
| Unified School District | Rochester Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,170.00 | ||
| 2025 | $770,300 Land $607,300 Building $163,000 | $770,300 Land $607,300 Building $163,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 981 1st Ave SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 49 (1978–1986) |
| Claims Outside the SFHA | 2 of 49 |
| Most Recent Claim | Sep 1986 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 981 1st Ave SE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Rochester serves 123,624 people · EPA ID MN1550010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hiawatha Broadband Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Minnesota WiFi.
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