9809 Whitehall St, Naples, FL 34109 Property Records

Collier County property record for 9809 Whitehall St, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	2,149 sqft · built 1978
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$378,000 (Nov 2018)
Tax Bill	$3,695 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`690700 7 93A26`

Property Details

APN / Parcel Number

Primary APN	`690700 7 93A26`
Alternative APN	`80074520002`

Interior

Stories	1 Story
Building Area	2,149 sqft Living Area
1st Floor Area	2,149 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Masonry / Concrete Block
Lot Area	10,454 sqft (0.24 acres)
Pool Area	450 sqft
Deck Area	832 sqft

Location & Zoning

Street Address	9809 WHITEHALL ST
City	NAPLES
State	FL
Zip	34109-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	VICTORIA PARK ONE BLK 7 LOT 9
Legal Range	25
Legal Township	48
Legal Section	26
Legal Subdivision	VICTORIA
Legal Tract	690700
Legal Block	7
Legal Lot Number	9
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2006
Census Tract	10213

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9809 WHITEHALL ST, NAPLES, FL 34109-1627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 21, 2018	Warranty Deed, Transfer · ARM PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2018 · Amount on Record
Deed Sale	Nov 21, 2018 · Amount on Record
Prior Sale	Aug 26, 1998 · Amount on Record
Deed Document Number	20185640125
Deed Book / Page	5574 / 1130
Last Transfer Date	Sep 6, 2025
Transfer Doc	0065061349
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	9809 WHITEHALL ST, NAPLES, FL 34109-1627
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9809 WHITEHALL ST, NAPLES, FL 34109-1627

Mortgage

Document Number	0059272937
Date	Apr 14, 2021
Book Page	5927/2937
Instrument	6038364

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 21, 2018
Property Address	9809 WHITEHALL ST, NAPLES, FL 34109-1627
Document Number	0055741130
Book / Page	5574 / 1130
Map Reference	MB11 PG7&8
Instrument Date	Nov 19, 2018
Instrument	5640125
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,646.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 1ST ST, 140, BONITA SPRINGS, FL 34134-7359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9809 WHITEHALL ST, NAPLES, FL 34109-1627

Mortgage

Document Number	0005640126
Date	Nov 21, 2018
Instrument	5640126

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,864 (+2.7%)	$568,218 (+15.22%) Land $334,027 Building $234,191
2025	$3,695.00 (+2.44%) Homeowner's exemption	$383,509 (+5.99%)	$493,140 (-20.26%) Land $326,517 Building $166,623
2024	$3,607.00 (+1.12%)
2023	$3,567.00 (-2.11%) Homeowner's exemption	$361,846 (+3%)	$618,464 (+22.69%) Land $404,260 Building $214,204
2022	$3,644.00 Homeowner's exemption	$351,307	$504,097 Land $273,513 Building $230,584

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 170 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	356 units insured incl. 186 condo units
Nearby Flood Claims	15 (1995–2022)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hotwire Communications Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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