9809 Turning Leaf Dr, Toano, VA 23168 Property Records

James City County property record for 9809 Turning Leaf Dr, Toano, VA 23168 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,952 sqft · built 2018
Lot Size0.848 acres (36,982 sqft)
OwnerIndividual Name on File
Last Sale$595,000 (Jul 2023)
Tax Bill$4,833 (2025)
Deeds & MortgagesDec 2025 Mortgage
Jul 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN05-3 02-0-0003

Property Details

APN / Parcel Number

Primary APN05-3 02-0-0003
Alternative APN
  • 22027

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,952 sqft Living Area

Exterior

Year BuiltBuilt 2018
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area36,982 sqft (0.848 acres)
Garage TypeAttached
Garage Area517 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area132 sqft
Deck Area275 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number22027
Street Address9809 TURNING LEAF DR
CityTOANO
StateVA
Zip23168-9601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-3 BLK-A S-4A LEATHERLEAF @ STONEHOUSE
Legal SubdivisionSTONEHOUSE
Legal BlockA
Legal Lot Number3
JurisdictionJAMES CITY VA
Township / Civil DivisionSTONEHOUSE
Census Block Group1
Census Block1001
Census Tract80404

Owner

Source: James City County records · APN 05-3 02-0-0003

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address9809 TURNING LEAF DR, TOANO, VA 23168-9601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
FILO MORTGAGE LLC
Jul 19, 2023Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Aug 09, 2021Deed of Trust, Mortgage · VA Mortgage
NAVY FEDERAL CREDIT UNION
Jul 03, 2019Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Oct 11, 2018Warranty Deed, Construction Loan
PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 19, 2023 · Amount on Record
Deed SaleJul 19, 2023 · Amount on Record
Prior SaleJul 03, 2019 · Amount on Record
Deed Document Number202307555
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address9809 TURNING LEAF DR, TOANO, VA 23168-9601
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9809 TURNING LEAF DR, TOANO, VA 23168-9601

Mortgage

Document Number0202517578
DateDec 29, 2025
Instrument202517578
Lender
NameFILO MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2041

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateJul 19, 2023
Property Address9809 TURNING LEAF DR, TOANO, VA 23168-9601
Document Number0202307555
Instrument DateJul 11, 2023
Instrument202307555
Transaction TypeTransfer
Record UpdatedAug 01, 2023
Title CompanyREGIS TITLE LLC, RGS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9809 TURNING LEAF DR, TOANO, VA 23168-9601

Mortgage

Document Number0202307556
DateJul 19, 2023
Instrument202307556
Lender
NamePROSPERITY HOME MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address9809 TURNING LEAF DR, TOANO, VA 23168-9601
Transaction TypeMortgage
Record UpdatedSep 06, 2022
Title CompanyNAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210016268
DateAug 09, 2021
Instrument210016268
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051
Interest
Rate TypeFixed Rate

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateJul 03, 2019
Property Address9809 TURNING LEAF DR, TOANO, VA 23168-9601
Document Number0000009582
Instrument DateJul 01, 2019
Instrument9582
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9809 TURNING LEAF DR TOANO VA 23168, TOANO, VA 23168

Mortgage

Document Number9583
DateJul 03, 2019
Instrument9583
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 02, 2049
Interest
Rate TypeFixed Rate

October 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateOct 11, 2018
Property Address9809 TURNING LEAF DR, TOANO, VA 23168-9601
Document Number0000016231
Instrument DateSep 06, 2018
Instrument16231
Transaction TypeConstruction Loan
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address209 W OCEAN VIEW AVE #202 NORFOLK VA 235031504, 202, NORFOLK, VA 23503-1504

Mortgage

Document Number16235
DateOct 11, 2018
Instrument16235
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
Agreement
AmountAmount Recorded
Term12 Months
DueOct 10, 2019
Interest
Rate TypeFixed Rate

Mortgage

Document Number16232,
DateOct 11, 2018
Instrument16232
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,833.00 (+6.41%)$582,400 (+20.43%) Land $75,700 Building $506,700$582,400 (+20.43%) Land $75,700 Building $506,700
2024$4,542.00 (+13.18%)
2023$4,013.00$483,600 (-) Land $75,700 Building $407,900$483,600 (-) Land $75,700 Building $407,900
2022$4,013.00 (+9.5%)$483,600 Land $75,700 Building $407,900$483,600 Land $75,700 Building $407,900
2019$3,665.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950804041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Turning Leaf Dr

Nearby Streets

Search Property Records by Address or Parcel Number