9809 Shallow Creek Dr, Waco, TX 76708 Property Records

McLennan County property record for 9809 Shallow Creek Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,853 sqft · built 2014
Lot Size	0.161 acres (7,016 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Aug 2018)
Tax Bill	$6,145 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-090912-001022-0`

Property Details

APN / Parcel Number

Primary APN	`18-090912-001022-0`
Alternative APN	`363621`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,853 sqft Living Area
Gross Area	2,271 sqft
1st Floor Area	1,853 sqft
Flooring	Carpet

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	7,016 sqft (0.161 acres)
Lot Dimensions	117 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	418 sqft
Driveway	Concrete Driveway
Driveway Area	646 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	341 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9809 SHALLOW CREEK DR
City	WACO
State	TX
Zip	76708-6199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW BEND PART V LOT 22 BLOCK 10 ACRES .1611
Legal Subdivision	WILLOW BEND PART V
Legal Block	10
Legal Lot Number	22
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1002
Census Tract	4105

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1805 WHITNEY LN, MCKINNEY, TX 75072-7763
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRESTON HOLLOW FINANCIAL SERVICES INC
Aug 14, 2018	Vendor's Lien, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2018 · Amount on Record
Deed Sale	Aug 14, 2018 · Amount on Record
Prior Sale	May 19, 2016 · Amount on Record
Deed Document Number	201828795
Prior Transfer Date	Aug 10, 2018
Prior Transfer Doc	0000028795
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	9809 SHALLOW CREEK DR, WACO, TX 76708-6199
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039309
Date	Nov 3, 2020
Instrument	2020039309

Lender

Name	PRESTON HOLLOW FINANCIAL SERVICES INC
Type	Mortgage Company
Address	DALLAS, TX 75234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 14, 2018
Property Address	9809 SHALLOW CREEK DR, WACO, TX 76708-6199
Document Number	0000028795
Map Reference	DOC2012024675
Instrument Date	Aug 10, 2018
Instrument	2018028795
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2045 IRON BRIDGE RD, 2045, LORENA, TX 76655-3915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 WHITNEY LN, MCKINNEY, TX 75072-7763

Mortgage

Document Number	0000028796
Date	Aug 14, 2018
Instrument	2018028796

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,336 (+6.99%) Land $33,116 Building $265,220	$298,336 (+6.99%) Land $33,116 Building $265,220
2025	$6,145.00 (-11.35%)	$278,850 (-8.93%) Land $30,030 Building $248,820	$278,850 (-8.93%) Land $30,030 Building $248,820
2024	$6,932.00 (+1.32%)
2023		$306,180 Land $30,030 Building $276,150	$306,180 Land $30,030 Building $276,150
2022	$6,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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