9809 River Rd, Henrico, VA 23238 Property Records

Henrico County property record for 9809 River Rd, Henrico, VA 23238

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 4,950 sqft · built 1977
Lot Size	3.94 acres (171,626 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Aug 2016)
Tax Bill	$15,706 (2026)
Deeds & Mortgages	Feb 2022 Refinance May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`740-737-2994`

Property Details

APN / Parcel Number

Primary APN	`740-737-2994`
Alternative APN	`BA4148001`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,950 sqft Living Area
Gross Area	10,458 sqft
1st Floor Area	3,069 sqft
Basement Area	2,277 sqft
Finished Basement	2,277 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Brick
Roof Material	Slate
Lot Area	171,626 sqft (3.94 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	900 sqft
Porch	Slab
Porch Area	315 sqft
Patio Area	1,388 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	BA4148001
Street Address	9809 RIVER RD
City	HENRICO
State	VA
Zip	23238-5717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-0
Legal Description	00980A0000 0006; SS RIVER ROAD AC 3.94 67 B2 11
Legal Subdivision	ACREAGE
Jurisdiction	HENRICO VA
Township / Civil Division	TUCKAHOE
Census Block Group	2
Census Block	2001
Census Tract	200108

Owner

Source: Henrico County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9809 RIVER RD, HENRICO, VA 23238-5717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK NA
May 30, 2017	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2016 · Amount on Record
Deed Sale	Aug 31, 2016 · Amount on Record
Deed Document Number	201627841
Deed Book / Page	5525 / 2266
Last Transfer Date	Apr 17, 2025
Transfer Doc	0006657593
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	9809 RIVER RD, HENRICO, VA 23238-5717
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	DAY TITLE SERVICES LC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006336785
Date	Feb 7, 2022
Book Page	6336/785
Instrument	202200004887

Lender

Name	CITIZENS BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	9809 RIVER RD, HENRICO, VA 23238-5717
Document Number	56222280
Book / Page	005622 / 002280
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9809 RIVER RD HENRICO VA 232385717, HENRICO, VA 23238-5717

Mortgage

Document Number	56222280
Date	Jun 5, 2017
Book Page	005622/002280

Lender

Name	US BK
Type	Bank
Address	4325 17TH AVE S, FARGO, ND 58103-3538

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2047

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Henrico County
Unified School District	Henrico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,706.00	$1,860,800 (+9.11%) Land $572,000 Building $1,288,800	$1,860,800 (+9.11%) Land $572,000 Building $1,288,800
2025	$15,706.00 (+19.26%)	$1,705,400 (+10.25%) Land $520,500 Building $1,184,900	$1,705,400 (+10.25%) Land $520,500 Building $1,184,900
2023	$13,170.00	$1,546,900 Land $520,500 Building $1,026,400	$1,546,900 Land $520,500 Building $1,026,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	24 (1979–2018)
Claims Outside the SFHA	6 of 24
Most Recent Claim	May 2018 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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