Mecklenburg County property record for 9809 Ridgemore Dr, Charlotte, NC 28277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,087 sqft · built 1986 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $162,000 (Mar 2000) |
| Tax Bill | $3,350 (2025) |
| Deeds & Mortgages | Mar 2017 Loan Modification Feb 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 223-361-25 |
| Primary APN | 223-361-25 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,087 sqft Living Area |
| Gross Area | 2,616 sqft |
| 1st Floor Area | 1,811 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 68 sqft |
| Deck Area | 180 sqft |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 9809 RIDGEMORE DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-2312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L9 B1 M21-425 |
| Legal Subdivision | WHITE OAK PH I |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 5839 |
Source: Mecklenburg County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9809 RIDGEMORE DR, CHARLOTTE, NC 28277-2312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 1, 2017 | Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK |
| Feb 7, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2000 · Amount on Record |
| Deed Sale | Mar 24, 2000 · Amount on Record |
| Deed Document Number | 200039260 |
| Deed Book / Page | 11166 / 442 |
| Last Transfer Date | Jul 24, 2003 |
| Transfer Doc | 0000174110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 9809 RIDGEMORE DR, CHARLOTTE, NC 28277-2312 |
| Document Number | 0000035695 |
| Instrument Date | Mar 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 9809 RIDGEMORE DR CHARLOTTE NC 282772312, CHARLOTTE, NC 28277-2312 |
| Document Number | 0000035695 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 031651/000656 |
| Instrument | 35695 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203-4774 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 9809 RIDGEMORE DR, CHARLOTTE, NC 28277-2312 |
| Document Number | 0000035696 |
| Instrument Date | Feb 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 9809 RIDGEMORE DR CHARLOTTE NC 282772312, CHARLOTTE, NC 28277-2312 |
| Document Number | 0000035696 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 031651/000667 |
| Instrument | 35696 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2047 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,350.00 | $414,200 Land $103,500 Building $310,700 | $414,200 Land $103,500 Building $310,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk · 1% annual chance under future conditions |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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