9809 Ridge Run St, Howell, MI 48855 Property Records

Livingston County property record for 9809 Ridge Run St, Howell, MI 48855

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,719 sqft
Lot Size	0.023 acres (1,013 sqft)
Owner	2 Individual Names on File
Last Sale	$259,489 (Sep 2022)
Tax Bill	$3,314 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-21-306-076`

Property Details

APN / Parcel Number

Primary APN	`08-21-306-076`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,719 sqft Living Area
1st Floor Area	46 sqft

Exterior

Architectural Style	Condo/Apartment
Lot Area	1,013 sqft (0.023 acres)
Garage Area	338 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9809 RIDGE RUN ST
City	HOWELL
State	MI
Zip	48855-6318
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD
Legal Description	SEC 21 T3N R6E HUNTERS RIDGE AT HARTLAND CONDOS, LCCP#423, UNIT 76
Legal Range	06E
Legal Township	03N
Legal Section	21
Legal Unit	76
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HARTLAND
Census Block Group	1
Census Block	1003
Census Tract	713300

Owner

9809 Ridge Run St, a condominium, is owned and occupied by two individuals who bought it in September 2022.

Source: Livingston County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9809 RIDGE RUN ST, HOWELL, MI 48855-6318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Sep 16, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on File
Deed Sale	Sep 16, 2022 · Amount on File
Deed Document Number	202224927
Prior Transfer Date	Jul 7, 2022
Prior Transfer Doc	0000019645
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	9809 RIDGE RUN ST, HOWELL, MI 48855-6318
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9809 RIDGE RUN ST, HOWELL, MI 48855-6318

Mortgage

Document Number	0000004979
Date	Mar 13, 2026
Instrument	2026R-004979

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	31155 NORTHWESTERN HWY, FARMINGTON HILLS, MI 48334

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	324 Months
Due	Mar 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Sep 16, 2022
Property Address	9809 RIDGE RUN ST, HOWELL, MI 48855-6318
Document Number	0000024927
Map Reference	DOC 2018R-022799
Instrument Date	Aug 26, 2022
Instrument	2022R-024927
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,946.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46600 ROMEO PLANK RD STE 5, 5, MACOMB, MI 48044-5741

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9809 RIDGE RUN ST # 76, 76, HOWELL, MI 48855-6318

Mortgage

Document Number	0000024928
Date	Sep 16, 2022
Instrument	2022R-024928

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	9.12%

Tax Assessment & Valuation

The 2025 property tax bill for 9809 Ridge Run St was $3,314 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Hartland Township
Unified School District	Hartland Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,100 (-1.92%)	$266,200 (-1.92%)
2025	$3,314.00 Homeowner's exemption	$135,700	$271,400
2023		$106,600
2021			$213,200
2019	$59.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9809 Ridge Run St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2019)
Most Recent Claim	Jul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9809 Ridge Run St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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