Spotsylvania County property record for 9809 Ramsay Dr, Fredericksburg, VA 22408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,924 sqft · built 1995 |
| Lot Size | 0.32 acres (13,923 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,435 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 36F-17-43 |
| Primary APN | 36F-17-43 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,924 sqft Finished Area |
| Basement Area | 1,924 sqft |
| Unfinished Basement | 108 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 13,923 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 40 sqft |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9809 RAMSAY DR |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22408-9563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 - RESID |
| Legal Description | OAKMONT VILLAGE LOT 43 SEC 2 |
| Legal Subdivision | OAKMONT VILLAGE |
| Legal Lot Number | 43 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | LEE HILL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20203 |
9809 Ramsay Dr is owned and occupied by two individuals.
Source: Spotsylvania County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9809 RAMSAY DR, FREDERICKSBURG, VA 22408-9563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 9809 Ramsay Dr was $3,435.
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,435.00 | $465,900 Land $165,000 Building $300,900 | |
| 2025 | $465,900 Land $165,000 Building $300,900 | ||
| 2023 | $2,741.00 | $355,300 Land $105,000 Building $250,300 | $355,300 Land $105,000 Building $250,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9809 Ramsay Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9809 Ramsay Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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