9809 Post Oak Rd, Spotsylvania, VA 22551 Property Records

Spotsylvania County property record for 9809 Post Oak Rd, Spotsylvania, VA 22551

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,286 sqft · built 1985
Lot Size4.71 acres (205,168 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Mar 2005)
Tax Bill$1,618 (2026)
Deeds & MortgagesNov 2021 Refinance
Flood ZoneZone X (minimal risk)
APN45-A-47A

Property Details

APN / Parcel Number

Primary APN45-A-47A
Alternative APN
  • 045-A-47A

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,286 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area205,168 sqft (4.71 acres)

Exterior Amenities

PorchSlab
Porch Area114 sqft
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerSeptic
Water SourceWell

Location & Zoning

Street Address9809 POST OAK RD
CitySPOTSYLVANIA
StateVA
Zip22551-3353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA3 - AGRIC
Legal DescriptionADJ SIMMS AT POST OAK
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionLIVINGSTON
Census Block Group3
Census Block3009
Census Tract20406

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9809 POST OAK RD, SPOTSYLVANIA, VA 22551-3353
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2005 · Amount on Record
Deed SaleMar 24, 2005 · Amount on Record
Prior SaleJun 23, 2004 · Amount on Record
Deed Document Number200511162
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address9809 POST OAK RD, SPOTSYLVANIA, VA 22551-3353
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210034827
DateNov 29, 2021
Instrument210034827
Lender
NameC&F MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate
Rate3.63%

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,618.00 (+18.8%)$219,500 (+24.29%) Land $118,400 Building $101,100
2025$219,500 (+24.29%) Land $118,400 Building $101,100
2023$1,362.00$176,600 Land $91,000 Building $85,600$176,600 Land $91,000 Building $85,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Post Oak Rd

Nearby Streets

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