Sebastian County property record for 9809 Hanover Cir, Fort Smith, AR 72908
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,024 sqft · built 1992 |
| Lot Size | 0.229 acres (9,975 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,000 (Aug 2012) |
| Tax Bill | $1,677 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10938-0120-00000-00 |
| Primary APN | 10938-0120-00000-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,024 sqft Living Area |
| Gross Area | 2,530 sqft |
| 1st Floor Area | 2,024 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 9,975 sqft (0.229 acres) |
| Lot Dimensions | 136 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 592 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 166 sqft |
| Deck Area | 320 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 79193 |
|---|---|
| Street Address | 9809 HANOVER CIR |
| City | FORT SMITH |
| State | AR |
| Zip | 72908-0754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 120 |
| Legal Range | 32 |
| Legal Township | 07 |
| Legal Section | 15 |
| Legal Subdivision | BROOKEN WOODS |
| Legal Block | 1 |
| Legal Lot Number | 120 |
| Jurisdiction | SEBASTIAN AR |
| Township / Civil Division | UPPER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1312 |
9809 Hanover Cir is owned and occupied by two individuals who bought it in August 2012.
Source: Sebastian County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 181180, FORT SMITH, AR 72918-1180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Sep 22, 2020 | Deed of Trust, Mortgage · Line of Credit ARMSTRONG BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2012 · Amount on File |
| Deed Sale | Aug 21, 2012 · Amount on File |
| Prior Sale | Jul 27, 2010 · Amount on File |
| Deed Document Number | 201213493 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 9809 HANOVER CIR, FORT SMITH, AR 72908-0754 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021F23190 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 2021F-23190 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 9809 HANOVER CIR, FORT SMITH, AR 72908-0754 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020F23012 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020F-23012 |
| Name | ARMSTRONG BANK |
|---|---|
| Type | Bank |
| Address | FORT SMITH, AR 72903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 15, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 9809 Hanover Cir was $1,677 with a homeowner's exemption.
Source: Sebastian County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sebastian County |
| Municipality | Fort Smith City |
| Unified School District | Fort Smith Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,677.00 Homeowner's exemption | $49,154 (-) Land $8,000 Building $41,154 | $245,770 (-) Land $40,000 Building $205,770 |
| 2025 | $1,677.00 Homeowner's exemption | $49,154 Land $8,000 Building $41,154 | $245,770 Land $40,000 Building $205,770 |
| 2023 | $1,252.00 Homeowner's exemption | $33,170 Land $6,000 Building $27,170 | $165,850 Land $30,000 Building $135,850 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9809 Hanover Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9809 Hanover Cir is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 61% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Wave Rural Connect Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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