9809 Grasmere Dr, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 9809 Grasmere Dr, Charlotte, NC 28270

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,799 sqft · built 1987
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Apr 2017)
Tax Bill	$4,448 (2024)
Deeds & Mortgages	May 2026 Mortgage May 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`231-172-10`

Property Details

APN / Parcel Number

Primary APN	`231-172-10`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,799 sqft Living Area
Gross Area	3,435 sqft
1st Floor Area	1,305 sqft
Upper Floors Area	1,494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Other
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	636 sqft
Deck Area	360 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9809 GRASMERE DR
City	CHARLOTTE
State	NC
Zip	28270-0293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L59 M21-525
Legal Subdivision	LINDEN OAKS
Legal Block	2
Legal Lot Number	59
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	5847

Owner

Source: Mecklenburg County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9809 GRASMERE DR, CHARLOTTE, NC 28270-0293
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
May 17, 2019	Loan Modification, Mortgage · Conventional with PMI ATLANTIC BAY MTG
Apr 20, 2017	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2017 · Amount on Record
Deed Sale	Apr 20, 2017 · Amount on Record
Prior Sale	Jun 22, 1987 · Amount on Record
Deed Document Number	201750965
Deed Book / Page	31732 / 544
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	May 15, 2026
Property Address	9809 GRASMERE DR, CHARLOTTE, NC 28270-0293
Document Number	0000051072
Book / Page	40424 / 223
Instrument Date	May 11, 2026
Instrument	202651072
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9809 GRASMERE DR, CHARLOTTE, NC 28270-0293

Mortgage

Document Number	0000051072,
Date	May 15, 2026
Book Page	40424/223
Instrument	202651072

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	9809 GRASMERE DR, CHARLOTTE, NC 28270-0293
Document Number	0000078053
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9809 GRASMERE DR CHARLOTTE NC 282700293, CHARLOTTE, NC 28270-0293

Mortgage

Document Number	0000078053
Date	Jun 24, 2019
Book Page	033611/000595
Instrument	78053

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	FLINT, MI 48501-2026

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Jun 23, 2059

Interest

Rate Type	Fixed Rate
Rate	4.62%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 20, 2017
Property Address	9809 GRASMERE DR, CHARLOTTE, NC 28270-0293
Document Number	0000050965
Book / Page	31732 / 544
Map Reference	MB21 PG525
Instrument Date	Apr 20, 2017
Instrument	2017050965
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2001 YORKGATE DR, 2001, RALEIGH, NC 27612-3451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9809 GRASMERE DR, CHARLOTTE, NC 28270-0293

Mortgage

Document Number	0000050966
Date	Apr 20, 2017
Instrument	2017050966

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$567,200 Land $125,000 Building $442,200	$567,200 Land $125,000 Building $442,200
2024	$4,448.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	CHARLOTTE WATER
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber, Windstream.

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