Howard County property record for 9809 Garden Ranges, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,703 sqft · built 2011 |
| Lot Size | 0.05 acres (2,191 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $478,000 (Feb 2016) |
| Tax Bill | $8,433 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-586430 |
| Primary APN | 06-586430 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,703 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,191 sqft (0.05 acres) |
| Garage Type | Built-in |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 76 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 586430 |
|---|---|
| Street Address | 9809 GARDEN RANGES |
| City | LAUREL |
| State | MD |
| Zip | 20723-5914 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 3 2,191 SQ' 9809 GARDEN RANGES EMERSON S2 PH 3 RS PA D4 |
| Legal Subdivision | EMERSON |
| Legal Phase | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 606808 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9809 GARDEN RANGES, LAUREL, MD 20723-5914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2016 · Amount on Record |
| Deed Sale | Feb 19, 2016 · Amount on Record |
| Prior Sale | Feb 19, 2016 · Amount on Record |
| Deed Book / Page | 16702 / 108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9809 GARDEN RANGES, LAUREL, MD 20723-5914 |
| Document Number | 0192490241 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | BOSTON NATIONAL TITLE, BOSTON NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Address | 9809 GARDEN LAUREL MD 20723, LAUREL, MD 20723 |
| Document Number | 0192490241 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 019249/000241 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2050 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,433.00 (+6.21%) | $554,933 (+6.19%) | $619,600 (+18.56%) Land $230,000 Building $389,600 |
| 2025 | $7,940.00 (+65.31%) | $522,600 (+13.96%) Land $130,000 Building $392,600 | $522,600 (-) Land $130,000 Building $392,600 |
| 2023 | $458,600 | $522,600 Land $130,000 Building $392,600 | |
| 2022 | $4,803.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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