9809 E Monica Ct, Inverness, FL 34450 Property Records

Citrus County property record for 9809 E Monica Ct, Inverness, FL 34450

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 984 sqft · built 1981
Lot Size	0.502 acres (21,893 sqft)
Owner	Individual Name on File
Last Sale	$63,000 (Dec 2020)
Tax Bill	$27 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1119S20E00600300`

Property Details

APN / Parcel Number

Primary APN	`1119S20E00600300`
Alternative APNs	`20E-19S-11-0060-030.0` `1967902`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1986
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	21,893 sqft (0.502 acres)
Garage Area	456 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	232 sqft
Fence	Fence
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1967902
Old Parcel Number	1119S20E00600300
Street Address	9809 E MONICA CT
City	INVERNESS
State	FL
Zip	34450-0908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR COASTAL LAKES & RVRS
Legal Description	BRIARWOOD PB 11 PG 139 LOT 30
Legal Range	20E
Legal Township	19S
Legal Section	11
Legal Subdivision	BRIARWOOD
Legal Lot Number	30
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1040
Census Tract	450901

Owner

9809 E Monica Ct is owned and occupied by an individual who bought it in December 2020.

Source: Citrus County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9809 E MONICA CT, INVERNESS, FL 34450-0908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2017	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Nov 8, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 31, 2020	Warranty Deed, Transfer · VA Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2020 · Amount on File
Deed Sale	Dec 31, 2020 · Amount on File
Prior Sale	Sep 28, 2015 · Amount on File
Deed Document Number	2020072137
Deed Book / Page	3122 / 750
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	9809 E MONICA CT, INVERNESS, FL 34450-0908
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028461765
Date	Aug 14, 2017
Book Page	2846/1765
Instrument	2017037597

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	9809 E MONICA CT, INVERNESS, FL 34450-0908
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030170529
Date	Nov 8, 2019
Book Page	3017/0529
Instrument	2019058890

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 13, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 31, 2020
Property Address	9809 E MONICA CT, INVERNESS, FL 34450-0908
Document Number	0031220750
Book / Page	3122 / 750
Map Reference	MB 11 PG 139
Instrument Date	Dec 23, 2020
Instrument	2020072137
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	NATIONS TITLE AGCY OF FL INC

Transaction

Amount	Amount on Record
Tax	$441.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9809 E MONICA CT, INVERNESS, FL 34450-0908
Investor	Possibly a Property Investor

Mortgage

Document Number	3122751
Date	Dec 31, 2020
Instrument	3122/751

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 9809 E Monica Ct was $27 with exemptions applied.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27.00 Homeowner's exemption Additional exemption filed	$138,617 (-5.49%) Land $10,500 Building $128,117	$138,617 (-5.49%) Land $10,500 Building $128,117
2024	$27.00 Homeowner's exemption Additional exemption filed	$146,674 (+3.34%) Land $10,500 Building $136,174	$146,674 (+3.34%) Land $10,500 Building $136,174
2023	$27.00 (-68.24%) Homeowner's exemption Additional exemption filed	$141,931 (+13.08%) Land $10,500 Building $131,431	$141,931 (+13.08%) Land $10,500 Building $131,431
2022	$85.00 Homeowner's exemption Additional exemption filed	$125,519 Land $10,500 Building $115,019	$125,519 Land $10,500 Building $115,019

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9809 E Monica Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 154 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	154 in force
Nearby Flood Claims	40 (1982–2024)
Claims Outside the SFHA	2 of 40
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Frances, Oct 2004 · 17 claims Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9809 E Monica Ct is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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