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9809 Cooper Run Ln, Charlotte, NC 28269 Property Records

Mecklenburg County property record for 9809 Cooper Run Ln, Charlotte, NC 28269

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,853 sqft · built 1990
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on Record
Last Sale$136,000 (Aug 2001)
Tax Bill$2,839 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN027-331-65

Property Details

APN / Parcel Number

Primary APN027-331-65

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,853 sqft Living Area
1st Floor Area1,012 sqft
Upper Floors Area796 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2010
Exterior MaterialOther
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialOther
Lot Area11,761 sqft (0.27 acres)
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area24 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address9809 COOPER RUN LN
CityCHARLOTTE
StateNC
Zip28269-8327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL79 B6 M22-506
Legal SubdivisionKENT VLG/WELLINGTON
Legal Block6
Legal Lot Number79
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1000
Census Tract5527

Owner

Source: Mecklenburg County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9809 COOPER RUN LN, CHARLOTTE, NC 28269-8327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK
Jul 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANPAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2001 · Amount on Record
Deed SaleAug 2, 2001 · Amount on Record
Deed Document Number2001129167
Deed Book / Page12520 / 56
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateJun 12, 2026
Property Address9809 COOPER RUN LN, CHARLOTTE, NC 28269-8327
Document Number0000062710
Book / Page40496 / 542
Instrument DateMay 12, 2026
Instrument202662710
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address9809 COOPER RUN LN, CHARLOTTE, NC 28269-8327

Mortgage

Document Number0000062710,
DateJun 12, 2026
Book Page40496/542
Instrument202662710
Lender
NameFIFTH THIRD BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 25, 2056
Interest
Rate6.3%
Max Rate-1%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address9809 COOPER RUN LN, CHARLOTTE, NC 28269-8327
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000101101
DateJul 6, 2020
Book Page34772/330
Instrument2020101101
Lender
NameLOANPAL LLC
TypeNon-Lending Institution
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,839.00$347,500 Land $80,000 Building $267,500$347,500 Land $80,000 Building $267,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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