Saginaw County property record for 9809 Chesaning Rd, Chesaning, MI 48616
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,320 sqft · built 1972 |
| Lot Size | 2.81 acres (122,404 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Jul 2015) |
| Tax Bill | $2,486 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-3-10-2010-001 |
| Primary APN | 13-09-3-10-2010-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Modular |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 122,404 sqft (2.81 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 14 sqft |
| Deck Area | Deck Area |
| Patio Area | 560 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9809 CHESANING RD |
|---|---|
| City | CHESANING |
| State | MI |
| Zip | 48616-9403 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | R1A |
| Legal Description | E 179 FT OF W 1050 FT OF N 1/2 OF N 1/2 OF NW 1/4 ALSO W 31 FT OF S 330 FT OF E 210 FT OF W 1050 FT 2.95 ACRES SEC 10 T9N R3E |
| Legal Range | 03E |
| Legal Township | 09N |
| Legal Section | 10 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | CHESANING |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 12700 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9809 CHESANING RD, CHESANING, MI 48616-9403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRANKENMUTH CU |
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2015 · Amount on Record |
| Deed Sale | Jul 7, 2015 · Amount on Record |
| Prior Sale | Jul 23, 2008 · Amount on Record |
| Deed Document Number | 201520359 |
| Deed Book / Page | 2821 / 60 |
| Last Transfer Date | Feb 2, 2016 |
| Transfer Doc | 0000003121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 9809 CHESANING RD, CHESANING, MI 48616-9403 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9809 CHESANING RD, CHESANING, MI 48616-9403 |
| Document Number | 0000021751 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 2022021751 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 9809 CHESANING RD, CHESANING, MI 48616-9403 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9809 CHESANING RD, CHESANING, MI 48616-9403 |
| Document Number | 2021019867 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021019867 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 9809 CHESANING RD, CHESANING, MI 48616-9403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MIDSTATE TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000028940 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 2020028940 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Jul 1, 2045 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Chesaning Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,400 (+27.54%) | $228,800 (+27.54%) | |
| 2025 | $2,486.00 (+40.37%) Homeowner's exemption | ||
| 2023 | $89,700 | $179,400 | |
| 2022 | $1,771.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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