9807 Waco Ave, Lubbock, TX 79423 Property Records

Lubbock County property record for 9807 Waco Ave, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,597 sqft · built 2014
Lot Size	0.148 acres (6,456 sqft)
Owner	Individual Name on File
Last Sale	$190,855 (Dec 2024)
Tax Bill	$4,126 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R318498`

Property Details

APN / Parcel Number

Primary APN	`R318498`
Alternative APN	`R2907600000001600000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,597 sqft Living Area
Gross Area	2,038 sqft
1st Floor Area	1,597 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,456 sqft (0.148 acres)
Garage Type	Attached
Garage Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9807 WACO AVE
City	LUBBOCK
State	TX
Zip	79423-4466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX RIDGE L 160
Legal Subdivision	FOX RIDGE
Legal Lot Number	160
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	3
Census Block	3006
Census Tract	10511

Owner

9807 Waco Ave is owned by an individual who bought it in December 2024.

Source: Lubbock County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3801 109TH ST, LUBBOCK, TX 79423-0883
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · Commercial Mortgage CITY BANK
Dec 11, 2024	Vendor's Lien, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Apr 8, 2018	Loan Modification, Mortgage · Line of Credit CITY BK
Jan 8, 2018	Loan Modification, Mortgage CITY BK
Aug 25, 2017	Trustee's Deed, Construction Loan · Line of Credit CITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2024 · Amount on File
Deed Sale	Dec 11, 2024 · Amount on File
Prior Sale	Nov 20, 2023 · Amount on File
Deed Document Number	202448234
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	9807 WACO AVE, LUBBOCK, TX 79423-4466
Transaction Type	Mortgage
Record Updated	Oct 6, 2025
Title Company	HUB CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027332
Date	Jun 3, 2022
Instrument	2022027332

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79408

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Dec 11, 2024
Property Address	9807 WACO AVE, LUBBOCK, TX 79423-4466
Document Number	0000048234
Map Reference	FILE 2010039440
Instrument Date	Dec 9, 2024
Instrument	2024048234
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 109TH ST, LUBBOCK, TX 79423-0883

Mortgage

Document Number	0000048235
Date	Dec 11, 2024
Instrument	2024048235

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	9807 WACO AVE, LUBBOCK, TX 79423-4466
Document Number	0000019434
Instrument Date	Apr 8, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5407 4TH ST LUBBOCK TX 794164348, LUBBOCK, TX 79416-4348

Mortgage

Document Number	0000019434
Date	May 29, 2018
Instrument	19434

Lender

Name	CITY BK
Type	Bank
Address	LUBBOCK, TX 79408-5060

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 28, 2019

Interest

Rate Type	Adjustable Rate

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	9807 WACO AVE, LUBBOCK, TX 79423-4466
Document Number	0000019435
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5407 4TH ST LUBBOCK TX 794164348, LUBBOCK, TX 79416-4348

Mortgage

Document Number	0000019435
Date	May 29, 2018
Instrument	19435

Lender

Name	CITY BK
Type	Bank
Address	LUBBOCK, TX 79408-5060

Agreement

Amount	Amount on Record

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LUBBOCK TX
Recording Date	Aug 25, 2017
Property Address	9807 WACO AVE, LUBBOCK, TX 79423-4466
Instrument Date	Aug 8, 2017
Instrument	30935
Transaction Type	Construction Loan
Record Updated	Sep 25, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5407 4TH ST LUBBOCK TX 794164348, LUBBOCK, TX 79416-4348

Mortgage

Document Number	0000030935
Date	Aug 25, 2017
Instrument	30935

Lender

Name	CITY BK
Type	Bank
Address	LUBBOCK, TX 79408-5060

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 24, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9807 Waco Ave was $4,126, down 13.3% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,126.00 (-13.3%)	$199,439 Land $30,343 Building $169,096	$199,439 Land $30,343 Building $169,096
2024	$4,759.00 (+2.43%)
2023	$4,646.00 (-2.09%)	$231,617 Land $30,343 Building $201,274	$231,617 Land $30,343 Building $201,274
2022	$4,745.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9807 Waco Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9807 Waco Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Telespan Fixed Wireless	100 / 40

May also be available: Verizon.

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