9807 Spindrift Dr, Laredo, TX 78045 Property Records

Webb County property record for 9807 Spindrift Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,865 sqft · built 2002
Lot Size0.199 acres (8,656 sqft)
Owner2 Individual Names on Record
Last Sale$263,326 (Nov 2021)
Tax Bill$1,327 (2024)
Deeds & MortgagesNov 2021 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN989-10003-480

Property Details

APN / Parcel Number

Primary APN989-10003-480
Alternative APN
  • 263781

Interior

Stories1 Story
Building Area1,865 sqft Living Area
Gross Area2,371 sqft
1st Floor Area1,865 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,656 sqft (0.199 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area452 sqft

Location & Zoning

Street Address9807 SPINDRIFT DR
CityLAREDO
StateTX
Zip78045-6337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSONTERRA DE SAN ISIDRO, BLOCK 3, LOT 48, UNIT 4
Legal SubdivisionSONTERRA DE SAN ISIDRO
Legal Block3
Legal Lot Number48
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group1
Census Block1006
Census Tract1723

Owner

Source: Webb County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9807 SPINDRIFT DR, LAREDO, TX 78045-6337
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
M & T BANK
Nov 21, 2017Vendor's Lien, Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2021 · Amount on Record
Deed SaleNov 3, 2021 · Amount on Record
Prior SaleNov 21, 2017 · Amount on Record
Deed Document Number20211447604
Deed Book / Page5146 / 308
Prior Transfer DateNov 2, 2021
Prior Transfer Doc5146/308
Record UpdatedJun 8, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWEBB TX
Recording DateNov 3, 2021
Property Address9807 SPINDRIFT DR, LAREDO, TX 78045-6337
Document Number5146/308
Book / Page5146 / 308
Map ReferenceVOL 21 PG 80&81
Instrument DateOct 26, 2021
Instrument1447604
Transaction TypeTransfer
Record UpdatedNov 12, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address9807 SPINDRIFT DR, LAREDO, TX 78045-6337

Mortgage

Document Number1447605
DateNov 3, 2021
Instrument1447605
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2041

November 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateNov 21, 2017
Property Address9807 SPINDRIFT DR, LAREDO, TX 78045-6337
Document Number004332/459
Book / Page4332 / 459
Map ReferenceVOL 21 PG 80&81
Instrument DateNov 14, 2017
Instrument1314035
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanyLAREDO TITLE AND ABSTRACT, LAREDO TITLE AND ABSTRACT L

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9807 SPINDRIFT DR, LAREDO, TX 78045-6337

Mortgage

Document Number0001314036
DateNov 21, 2017
Instrument1314036
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$287,680 (+21%)$316,349 (+33.06%) Land $117,808 Building $198,541
2024$1,327.00 (-18.49%)
2023$237,752 Land $96,082 Building $141,670$237,752 Land $96,082 Building $141,670
2022$1,628.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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