9807 Dirusso Cir, Elk Grove, CA 95757 Property Records

Sacramento County property record for 9807 Dirusso Cir, Elk Grove, CA 95757

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,489 sqft · built 2009
Lot Size	0.132 acres (5,740 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Nov 2021)
Tax Bill	$12,449 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`132-2000-054-0000`

Property Details

APN / Parcel Number

Primary APN	`132-2000-054-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,489 sqft Living Area
1st Floor Area	1,254 sqft
2nd Floor Area	1,235 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	5,740 sqft (0.132 acres)
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9807 DIRUSSO CIR
City	ELK GROVE
State	CA
Zip	95757-6257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	THE GROVE AT LAGUNA RIDGE VILLAGE 5, LOT 54
Legal Subdivision	THE GROVE AT LAGUNA RIDGE VILLAGE 5
Legal Lot Number	54
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2034
Census Tract	9651

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9807 DIRUSSO CIR, ELK GROVE, CA 95757-6257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Grant Deed, Transfer · Conventional Mortgage NMSI INC
Jul 6, 2021	Grant Deed, Transfer NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC
Jan 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Jul 6, 2021 · Amount on Record
Deed Document Number	20211618
Deed Book / Page	20211110 / 1618
Prior Transfer Date	Apr 2, 2013
Prior Transfer Doc	0000001187
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 10, 2021
Property Address	9807 DIRUSSO CIR, ELK GROVE, CA 95757-6257
Document Number	0000001618
Map Reference	MB 362 PG 1
Instrument Date	Nov 4, 2021
Instrument	2021111001618
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	SPRUCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9807 DIRUSSO CIR, ELK GROVE, CA 95757-6257

Mortgage

Document Number	0000001619
Date	Nov 10, 2021
Instrument	2021111001619

Lender

Name	NMSI INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	8.88%
Index	Other
Margin	4
Max Rate	8.88%

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 6, 2021
Property Address	9807 DIRUSSO CIR, ELK GROVE, CA 95757-6257
Document Number	0000002012
Map Reference	MB 362 PG 1
Instrument Date	Jun 30, 2021
Instrument	202107062012
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9807 DIRUSSO CIR, ELK GROVE, CA 95757-6257
Document Number	2101192165
Instrument Date	Jan 12, 2021
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	96 ROCKY RD BOZEMAN MT 59718, BOZEMAN, MT 59718

Mortgage

Document Number	2101192165
Date	Jan 19, 2021
Instrument	2101192165

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9807 DIRUSSO CIR, ELK GROVE, CA 95757-6257
Document Number	2004230807
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9807 DIRUSSO CIR ELK GROVE CA 957576257, ELK GROVE, CA 95757-6257

Mortgage

Document Number	2004230807
Date	Apr 23, 2020
Instrument	2004230807

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$784,762 (+2%) Land $184,013 Building $600,749
2025	$12,449.00 (+1.62%)	$769,375 (+4.04%) Land $180,405 Building $588,970
2024	$12,250.00 (+3.14%)
2023	$11,877.00 (+2.63%)	$739,500 Land $173,400 Building $566,100
2022	$11,573.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20

May also be available: GeoLinks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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