9806 Spring St, Galt, CA 95632 Property Records

Sacramento County property record for 9806 Spring St, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,737 sqft · built 1980
Lot Size	4.78 acres (208,652 sqft)
Owner	Individual Name on File
Tax Bill	$5,164 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2025 Second Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`148-0064-016-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0064-016-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,737 sqft Living Area
1st Floor Area	1,633 sqft
2nd Floor Area	1,104 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	208,652 sqft
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	9,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9806 SPRING ST
City	GALT
State	CA
Zip	95632-8838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	PARCEL MAP, LOT B
Legal Subdivision	PARCEL MAP
Legal Lot Number	B
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1002
Census Tract	9502

Owner

Source: Sacramento County records · APN 148-0064-016-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9806 SPRING ST, GALT, CA 95632-8838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 03, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Aug 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L
Jul 15, 2019	Quit Claim Deed, Mortgage · FHA Mortgage AMRES CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2019
Deed Sale	Jul 15, 2019
Prior Sale	Mar 01, 2016
Deed Book / Page	20190715 / 329
Prior Transfer Date	Dec 01, 2007
Prior Transfer Doc	0000000635
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 11, 2026
Property Address	9806 SPRING ST, GALT, CA 95632-8838
Document Number	2026000066
Book / Page	20260811 / 66
Instrument Date	Aug 06, 2026
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	9806 SPRING ST, GALT, CA 95632-8838

Mortgage

Document Number	2026000066,
Date	Aug 11, 2026
Book Page	20260811/66

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9806 SPRING ST, GALT, CA 95632-8838
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9806 SPRING ST, GALT, CA 95632-8838

Mortgage

Document Number	0000000049
Date	Jan 03, 2025
Instrument	202501030049

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75067

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2045

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9806 SPRING ST, GALT, CA 95632-8838
Document Number	2008140231
Instrument Date	Aug 05, 2020
Transaction Type	Mortgage
Record Updated	Sep 03, 2020
Title Company	NATIONAL TITLE CLEARING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9806 SPRING ST GALT CA 956328838, GALT, CA 95632-8838

Mortgage

Document Number	2008140231
Date	Aug 14, 2020
Instrument	2008140231

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2050

July 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 15, 2019
Property Address	9806 SPRING ST, GALT, CA 95632-8838
Document Number	1907150329
Instrument Date	May 06, 2019
Instrument	1907150329
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9806 SPRING ST GALT CA 956328838, GALT, CA 95632-8838

Mortgage

Document Number	1907150330
Date	Jul 15, 2019
Instrument	1907150330

Lender

Name	AMRES CORP
Address	FEASTERVILLE TREVOSE, PA 19053

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$457,365 (+2%) Land $137,206 Building $320,159
2025	$5,164.00 (+4.43%) Homeowner's exemption	$448,398 (+4.04%) Land $134,516 Building $313,882
2024	$4,945.00 (+2.85%)
2023	$4,808.00 (+4.2%) Homeowner's exemption	$430,989 Land $129,294 Building $301,695
2022	$4,614.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Softcom Internet Communications Fixed Wireless	400 / 50
UnWired Broadband Holding Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

Based on FCC filings for 12 locations within half a mile of this property.

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