Harris County property record for 9806 Reston Ranch Ct, Cypress, TX 77433
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,490 sqft · built 2015 |
| Lot Size | 0.192 acres (8,382 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $404,000 (Aug 2023) |
| Tax Bill | $12,283 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 135-101-002-0015 |
| Primary APN | 135-101-002-0015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,490 sqft Living Area |
| 1st Floor Area | 2,361 sqft |
| Game Room | Game Room |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,382 sqft (0.192 acres) |
| Garage Area | 452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 203 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1351010020015 |
|---|---|
| Street Address | 9806 RESTON RANCH CT |
| City | CYPRESS |
| State | TX |
| Zip | 77433-4187 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 15 BLK 2 CYPRESS CREEK LAKES SEC 12 |
| Legal Subdivision | CYPRESS CREEK LAKES SEC 12 |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 543006 |
9806 Reston Ranch Ct is owned and occupied by two individuals who bought it in August 2023.
Source: Harris County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9806 RESTON RANCH CT, CYPRESS, TX 77433-4187 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2023 | Vendor's Lien, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Dec 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2023 · Amount on File |
| Deed Sale | Aug 17, 2023 · Amount on File |
| Prior Sale | Dec 14, 2021 · Amount on File |
| Deed Document Number | 2023315349 |
| Prior Transfer Date | May 28, 2015 |
| Prior Transfer Doc | 20150232809 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Aug 17, 2023 |
| Property Address | 9806 RESTON RANCH CT, CYPRESS, TX 77433-4187 |
| Document Number | 0000315349 |
| Map Reference | MF 660285 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 2023-315349 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Title Company | ENVISION TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9806 RESTON RANCH CT, CYPRESS, TX 77433-4187 |
| Name | Verified Name |
|---|---|
| Address | 9806 RESTON RANCH CT, CYPRESS, TX 77433-4187 |
| Document Number | 0000315350 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 2023-315350 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Dec 14, 2021 |
| Property Address | 9806 RESTON RANCH CT, CYPRESS, TX 77433-4187 |
| Document Number | 0000710926 |
| Map Reference | MF 660285 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 2021-710926 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9806 RESTON RANCH CT, CYPRESS, TX 77433-4187 |
| Document Number | 0000710927 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 2021-710927 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2042 |
The 2025 property tax bill for 9806 Reston Ranch Ct was $12,283 with a homeowner's exemption, up 228.2% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $575,000 (-2.48%) Land $122,018 Building $452,982 | $575,000 (-2.48%) Land $122,018 Building $452,982 | |
| 2025 | $12,283.00 (+228.16%) Homeowner's exemption | $589,596 Land $108,359 Building $481,237 | $589,596 Land $108,359 Building $481,237 |
| 2024 | $3,743.00 | ||
| 2023 | $646,594 (+25.37%) Land $108,359 Building $538,235 | $646,594 (+25.37%) Land $108,359 Building $538,235 | |
| 2022 | $2,740.00 Homeowner's exemption | $515,752 Land $80,131 Building $435,621 | $515,752 Land $80,131 Building $435,621 |
| 2020 | $2,658.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9806 Reston Ranch Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 451 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 451 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9806 Reston Ranch Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 433 serves 6,651 people · EPA ID TX1013350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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