9805 Vineyard Rd, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 9805 Vineyard Rd, Mount Pleasant, NC 28124

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 2,820 sqft · built 2002
Lot Size	15 acres (655,142 sqft)
Owner	2 Individual Names on Record
Last Sale	$434,000 (Oct 2017)
Tax Bill	$5,030 (2023)
Deeds & Mortgages	Jul 2019 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5673 90 1181`

Property Details

APN / Parcel Number

Primary APN	`5673 90 1181`
Alternative APNs	`06004 0014.400000` `86449`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,820 sqft Living Area
Gross Area	7,880 sqft
1st Floor Area	2,820 sqft
Basement Area	2,820 sqft
Unfinished Basement	2,820 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	655,142 sqft (15 acres)
Lot Width	576 ft Width
Garage Type	Mixed
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	472 sqft
Deck Area	45 sqft
Patio Area	708 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	86449
Street Address	9805 VINEYARD RD
City	MT PLEASANT
State	NC
Zip	28124-9455
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	NORTH SIDE VINEYARD RD
Jurisdiction	CABARRUS NC
Township / Civil Division	6, RIMERTOWN
Census Block Group	2
Census Block	2010
Census Tract	41702

Owner

Source: Cabarrus County records, as of May 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9805 VINEYARD RD, MT PLEASANT, NC 28124-9455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2019	Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG
Oct 19, 2017	Warranty Deed, Transfer · Conventional with PMI CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2017 · Amount on Record
Deed Sale	Oct 19, 2017 · Amount on Record
Deed Document Number	0001272850
Deed Book / Page	12728 / 50
Record Updated	Jun 7, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	9805 VINEYARD RD, MT PLEASANT, NC 28124-9455
Document Number	13615111
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9805 VINEYARD RD MOUNT PLEASANT NC 281249455, MOUNT PLEASANT, NC 28124-9455

Mortgage

Document Number	13615111
Date	Jul 23, 2019
Book Page	013615/000111
Instrument	18484

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 22, 2034

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 19, 2017
Property Address	9805 VINEYARD RD, MT PLEASANT, NC 28124-9455
Document Number	1272850
Book / Page	012728 / 000050
Instrument Date	Oct 16, 2017
Instrument	27337
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9805 VINEYARD RD MOUNT PLEASANT NC 281249455, MOUNT PLEASANT, NC 28124-9455

Mortgage

Document Number	1272855
Date	Oct 19, 2017
Book Page	012728/000055
Instrument	27338

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,030.00	$607,520 Land $146,320 Building $461,200	$607,520 Land $146,320 Building $461,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: Spectrum, T-Mobile.

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