9805 Sandy Ct, Emerald Isle, NC 28594 Property Records

Carteret County property record for 9805 Sandy Ct, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 3,332 sqft · built 2000
Lot Size0.404 acres (17,598 sqft)
Owner2 Individual Names on Record
Last Sale$1,185,000 (Sep 2013)
Tax Bill$6,923 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone AE (high risk)
APN5373.16.93.2668000

Property Details

APN / Parcel Number

Primary APN5373.16.93.2668000
Alternative APNs
  • 50516
  • 35573

Interior

Bedrooms6 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,332 sqft Heated Area
Gross Area2,169 sqft
1st Floor Area35 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialFiber Cement Siding
Foundation TypePile
Roof TypeGable
Roof MaterialWood Shingle
Lot Area17,598 sqft (0.404 acres)
Lot Dimensions267 ft deep x 30 ft wide
View / LotWaterfront / Beach

Exterior Amenities

Pool Area338 sqft
PorchSlab
Porch Area827 sqft
Deck Area62 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number35573
Street Address9805 SANDY CT
CityEMERALD ISLE
StateNC
Zip28594-2305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL77 DOLPHIN RIDGE
Legal SubdivisionDOLPHIN RIDGE
Legal Block93
Legal Lot Number77
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group2
Census Block2021
Census Tract970904

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9805 SANDY CT, EMERALD ISLE, NC 28594-2305
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2013 · Amount on Record
Deed SaleSep 4, 2013 · Amount on Record
Prior SaleJun 7, 2002 · Amount on Record
Deed Document Number20131459076
Deed Book / Page1459 / 76
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address9805 SANDY CT, EMERALD ISLE, NC 28594-2305
Transaction TypeMortgage
Record UpdatedSep 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address9805 SANDY CT, EMERALD ISLE, NC 28594-2305

Mortgage

Document Number0018090019
DateSep 12, 2023
Book Page1809/19
Instrument1809019
Lender
NameFIRST BANK
TypeBank
AddressJACKSONVILLE, NC 28540
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,843,904 (-) Land $839,967 Building $1,003,937$1,843,904 (-) Land $839,967 Building $1,003,937
2025$6,923.00 (+9.26%)$1,843,904 (+57.57%) Land $839,967 Building $1,003,937$1,843,904 (+57.57%) Land $839,967 Building $1,003,937
2023$1,170,223 Land $728,780 Building $441,443$1,170,223 Land $728,780 Building $441,443
2022$6,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 604 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,140 units insured
incl. 536 condo units
Nearby Flood Claims86 (1996–2024)
Claims Outside the SFHA27 of 86
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Florence, Sep 2018 · 68 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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