9805 Palazzo St, Seffner, FL 33584 Property Records

Hillsborough County property record for 9805 Palazzo St, Seffner, FL 33584

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,588 sqft · built 2011
Lot Size	0.488 acres (21,300 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Dec 2022)
Tax Bill	$12,176 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0616010628`

Property Details

APN / Parcel Number

Primary APN	`0616010628`
Alternative APN	`U202820992C00000000160`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,588 sqft Heated Area
1st Floor Area	2,518 sqft
Upper Floors Area	2,070 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2017
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	21,300 sqft (0.488 acres)
Lot Dimensions	213 ft deep x 100 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	252 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0616010628
Street Address	9805 PALAZZO ST
City	SEFFNER
State	FL
Zip	33584-2665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	TOULON-PHASE 2 LOT 16 BLOCK C
Legal Range	20E
Legal Township	28S
Legal Section	20
Legal Subdivision	TOULON-PHASE 2
Legal Phase	2
Legal Tract	992
Legal Block	C
Legal Lot Number	16
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	2
Census Block	2000
Census Tract	10305

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6229 FOXGLOVE LN, LAKEWOOD RANCH, FL 34202-2811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Warranty Deed, Transfer · Conventional Mortgage VAST BANK NA
Nov 8, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2022 · Amount on Record
Deed Sale	Dec 7, 2022 · Amount on Record
Prior Sale	Nov 8, 2021 · Amount on Record
Deed Document Number	2022571474
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Dec 7, 2022
Property Address	9805 PALAZZO ST, SEFFNER, FL 33584-2665
Document Number	0000571474
Map Reference	MB 111 PG 296-303
Instrument Date	Nov 19, 2022
Instrument	2022571474
Transaction Type	Transfer
Record Updated	Dec 22, 2022
Title Company	VETERANS ESCROW AND TITLE SERVICES, VETERANS ESCROW & TTL SVCS L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4968 E BUSCH BLVD, TAMPA, FL 33617-6024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6229 FOXGLOVE LN, LAKEWOOD RANCH, FL 34202-2811

Mortgage

Document Number	0000571475
Date	Dec 7, 2022
Instrument	2022571475

Lender

Name	VAST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Nov 1, 2032
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	1-Year T-Bill
Max Rate	9.87%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 8, 2021
Property Address	9805 PALAZZO ST, SEFFNER, FL 33584-2665
Document Number	2021568840
Map Reference	MB 111 PG 296-303
Instrument Date	Nov 3, 2021
Instrument	2021568840
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,040.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11563 AVONDALE DR, 11563, FRISCO, TX 75033-1405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9805 PALAZZO ST, SEFFNER, FL 33584-2665

Mortgage

Document Number	2021568841
Date	Nov 8, 2021
Instrument	2021568841

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,176.00 (-4.44%) Homeowner's exemption	$676,215 (-3.76%)	$814,528 (+15.93%) Land $162,945 Building $651,583
2023	$12,742.00 (+4.85%)	$702,603 (+4.95%) Land $115,020 Building $587,583	$702,603 (+4.95%) Land $115,020 Building $587,583
2022	$12,153.00	$669,440 Land $105,435 Building $564,005	$669,440 Land $105,435 Building $564,005

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	9 (1997–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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