9805 N Jesse Ct, Spokane, WA 99208 Property Records

Spokane County property record for 9805 N Jesse Ct, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,793 sqft · built 2003
Lot Size	0.392 acres (17,094 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Aug 2025)
Tax Bill	$5,866 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26133.0703`

Property Details

APN / Parcel Number

Primary APN	`26133.0703`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,793 sqft Living Area
Gross Area	3,475 sqft
1st Floor Area	1,441 sqft
Basement Area	632 sqft
Finished Basement	632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2024
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,094 sqft (0.392 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	240 sqft
Patio Area	80 sqft
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9805 N JESSE CT
City	SPOKANE
State	WA
Zip	99208-9690
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	13-26-42, LT 3, BLK 4 OF JESSES BLUFF, PLAT, AUDITORS FILE # 4546238, BK 26, PG 87 & 1/44 INTEREST IN COMMON AREAS.
Legal Range	42
Legal Township	26
Legal Section	13
Legal Subdivision	JESSES BLUFF
Legal Block	4
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2014
Census Tract	10702

Owner

9805 N Jesse Ct is owned and occupied by two individuals who bought it in August 2025.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9805 N JESSE CT, SPOKANE, WA 99208-9690
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Oct 7, 2022	Warranty Deed, Transfer · Commercial Mortgage USAA FSB
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Sep 27, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 27, 2018	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2025 · Amount on File
Deed Sale	Aug 1, 2025 · Amount on File
Prior Sale	Oct 7, 2022 · Amount on File
Deed Document Number	20257432118
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	9805 N JESSE CT, SPOKANE, WA 99208-9690
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007048407
Date	Mar 17, 2021
Instrument	7048407

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 7, 2022
Property Address	9805 N JESSE CT, SPOKANE, WA 99208-9690
Document Number	0007245428
Map Reference	VOL 26 PG 87&88
Instrument Date	Oct 6, 2022
Instrument	7245428
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,429.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9805 N JESSE CT, SPOKANE, WA 99208-9690

Mortgage

Document Number	0007245429
Date	Oct 7, 2022
Instrument	7245429

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	9805 N JESSE CT, SPOKANE, WA 99208-9690
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006846104
Date	Sep 25, 2019
Instrument	6846104

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 27, 2018
Property Address	9805 N JESSE CT, SPOKANE, WA 99208-9690
Document Number	0006747528
Map Reference	VOL26 PG87&88
Instrument Date	Aug 25, 2018
Instrument	6747528
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,324.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9805 N JESSE CT, SPOKANE, WA 99208-9690

Mortgage

Document Number	0006747529
Date	Sep 27, 2018
Instrument	6747529

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	9805 N JESSE CT, SPOKANE, WA 99208-9690
Document Number	0006731072
Instrument Date	Jul 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9805 N JESSE CT SPOKANE WA 992089690, SPOKANE, WA 99208-9690

Mortgage

Document Number	0006731072
Date	Aug 3, 2018
Instrument	6731072

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 9805 N Jesse Ct was $5,866, up 3.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,866.00 (+3.75%)	$633,600 (+14.35%) Land $140,000 Building $493,600	$633,600 (+14.35%) Land $140,000 Building $493,600
2025	$5,654.00	$554,100 (-3.37%) Land $135,000 Building $419,100	$554,100 (-3.37%) Land $135,000 Building $419,100
2024		$573,400 (+35.17%) Land $110,000 Building $463,400	$573,400 (+35.17%) Land $110,000 Building $463,400
2023	$5,321.00 (+9.62%)	$424,200 Land $64,000 Building $360,200	$424,200 Land $64,000 Building $360,200
2022	$4,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9805 N Jesse Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9805 N Jesse Ct is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 65% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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