9805 Cunningham Rd, Jacksonville, FL 32246 Property Records

Duval County property record for 9805 Cunningham Rd, Jacksonville, FL 32246

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1945
Lot Size	0.287 acres (12,494 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Nov 2018)
Tax Bill	$3,323 (2025)
Deeds & Mortgages	Jul 2023 Transfer Nov 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`123402-0020`

Property Details

APN / Parcel Number

Primary APN	`123402-0020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	997 sqft
1st Floor Area	840 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2000
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,494 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Porch	Finished Screened Porch
Porch Area	129 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9805 CUNNINGHAM RD
City	JACKSONVILLE
State	FL
Zip	32246-2166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	18-79 24-2S-27E .284 SOUTHSIDE ESTATES UNIT 04 W 100FT OF S 125FT LOT 8 BLK 31
Legal Range	27E
Legal Township	02S
Legal Section	24
Legal Subdivision	SOUTHSIDE ESTATES UNIT 04
Legal Block	31
Legal Lot Number	8
Legal Unit	4
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1018
Census Tract	14500

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9813 CUNNINGHAM RD, JACKSONVILLE, FL 32246-2166
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 29, 2018	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Oct 15, 2018	Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC
Mar 9, 2017	Reverse Mortgage, Transfer · FHA Mortgage MCM HLDGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2018 · Amount on Record
Deed Sale	Nov 29, 2018 · Amount on Record
Prior Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	2018279706
Deed Book / Page	18611 / 1847
Last Transfer Date	Jun 30, 2023
Transfer Doc	0207312271
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUVAL FL
Recording Date	Jul 5, 2023
Property Address	9805 CUNNINGHAM RD, JACKSONVILLE, FL 32246-2166
Document Number	0207312271
Book / Page	20731 / 2271
Map Reference	MB 18 PG 79,79A&79B
Instrument Date	Jun 30, 2023
Instrument	2023135313
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9813 CUNNINGHAM RD, JACKSONVILLE, FL 32246-2166

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9813 CUNNINGHAM RD, JACKSONVILLE, FL 32246-2166

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 29, 2018
Property Address	9805 CUNNINGHAM RD, JACKSONVILLE, FL 32246-2166
Document Number	0186111847
Book / Page	18611 / 1847
Map Reference	MB 18 PG 79
Instrument Date	Nov 27, 2018
Instrument	2018279706
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	MTI TITLE INSURANCE AGENCY I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1970 RALEY CREEK DR E, 1970, JACKSONVILLE, FL 32225-2338

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9805 CUNNINGHAM RD, JACKSONVILLE, FL 32246-2166

Mortgage

Document Number	2018279707
Date	Nov 29, 2018
Instrument	2018279707

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 15, 2018
Property Address	9805 CUNNINGHAM RD, JACKSONVILLE, FL 32246-2166
Document Number	0185632262
Book / Page	018563 / 002262
Instrument Date	Oct 12, 2018
Instrument	245111
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	MTI TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$850.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1970 RALEY CREEK DR E JACKSONVILLE FL 322252338, JACKSONVILLE, FL 32225-2338

March 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	DUVAL FL
Recording Date	Mar 9, 2017
Property Address	9805 CUNNINGHAM RD, JACKSONVILLE, FL 32246-2166
Document Number	0179041992
Book / Page	017904 / 001992
Instrument Date	Mar 3, 2017
Instrument	55595
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	TITLE CLEARINGHOUSE/JACKSONVIL

Transaction

Amount	Amount Recorded
Tax	$396.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9805 CUNNINGHAM RD JACKSONVILLE FL 322462166, JACKSONVILLE, FL 32246-2166

Mortgage

Document Number	179041993
Date	Mar 9, 2017
Book Page	017904/001993
Instrument	55596

Lender

Name	MCM HLDGS
Address	MIAMI LAKES, FL 33016

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Mar 8, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.61%

Mortgage

Document Number	179042007,
Date	Mar 9, 2017
Book Page	017904/002007
Instrument	55597

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Mar 8, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.61%

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,902 (-0.45%) Land $70,325 Building $99,577	$169,902 (-0.45%) Land $70,325 Building $99,577
2025	$3,323.00 (+12.8%)	$170,662 (+5.97%) Land $70,325 Building $100,337	$170,662 (+5.97%) Land $70,325 Building $100,337
2024	$2,946.00 (+5.44%)
2023	$2,794.00 (+18.59%)	$161,046 (+19.72%) Land $63,050 Building $97,996	$161,046 (+19.72%) Land $63,050 Building $97,996
2022	$2,356.00	$134,516 Land $48,500 Building $86,016	$134,516 Land $48,500 Building $86,016

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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